Anyone Else Deal with BOA ??

[FL Junkman]

I must be snake bit. Last week I went into my ususal supply bank to pick up the two bags I order each week and they dropped the fee word on me. I told them that if they started charging a fee, I would just have to change the account to another bank. In the meantime, I went to another bank that I opened an account at about two months ago. This was BOA. When I opened the account I explained to the CSR what my hobby was and asked if ordering halves through their bank would be a problem. I was told that this would not be a problem. So I went in last week and ordered two bags which came in today. Upon picking them up today, I was asked if I wanted two bags every week and replied yes. Then I was told that there would be a fee if they continued ordering halves for me.

Also in the meantime, my usual supply bank, mentioned above, notified me that they would waive the fees for me, at least for a while.

My dealings with BOA have been kind of like dealing with a used car salesman, being promised the moon and delivering nothing. In any event, if they don't want to be a supply bank, then I have another dump bank!!

Has anybody else who orders through BOA heard anything about fees? HH

FL Junkman

 

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[Ju8vP3t]

As of late, I've been ordering through BOA, no fees yet, although I bring in "bribes" almost everytime...

 

[STDevil]

Never had a problem with B of A. In fact, they are always between Cordial and Fabulous whenever I go in. They may charge fees one day, and that will probably be the day I retire from CRH. It's their business. I won't hold it against them. I have pulled many a silver from a B of A box, tray, or roll.

Even of a teller gets grumpy with me, I do not hold it against them. I and other CRHers were probably not part of their business plan.

Happy hunting.

 

[golden silver]

I ordered for about 6 months with them and NO FEES but the boxes ran dry so I switched to a different supply.

Golden Silver

 

[fistfulladirt]

I've used BOA to order halves and dimes, (tons of dimes), and no fees, although I haven't placed an order in months, pulled six Barbers from them last fall. Just went in and depo'd $5 to keep acct active for this winter. ffd

 

[Rich Hartford]

No fees at BOA and no silver for me either

 

[Diver_Down]

With so many BoA branches, they are the perfect dump bank. You can always find a branch on a road trip. They tried dropping the fee on me for deposits. I explained that my accounts would have to find a bank that would appreciate my business. He was unfazed. He then looked up my accounts and saw my 6 figures. Needless to say, he capitulated. In addition, I got a district manager to supersede his decisions on my accounts. He now eats my $12 grand a week in dumps. I used to spread them around to be nice, but he pushed the wrong buttons. He has asked me recently to not deposit so much as they are having a difficult time to store them until Brinks picks them up. I think I might increase my supply just to dump on him.

 

[cyberdan]

He has asked me recently to not deposit so much as they are having a difficult time to store them until Brinks picks them up.

Seen that before, a small Wells Fargo branch refused to take any more coin from me. The vault teller told me I filled the vault and no more room. I believe it.

 

[Diver_Down]

He has asked me recently to not deposit so much as they are having a difficult time to store them until Brinks picks them up.

Seen that before, a small Wells Fargo branch refused to take any more coin from me. The vault teller told me I filled the vault and no more room. I believe it.

Many people have the misconception of a vault being a massive room with a 2' thick round door. When in reality, the safety deposit boxes are kept in such a place with the visual effect of the door to create the perceived security illusion. Most of the cash/coin handling and storage is in a small utility room with a safe. Typically, they are unassuming rooms. Out of sight and out of mind.

 

[STDevil]

Not to be a butt or anything, but we should also remember that banks do not exist to support this crazy nut-job of a hobby. We've stumbled onto the proverbial "free lunch" (or silver spoon..), and with that comes the possibility of someone throwing a perceived monkey wrench into the works.

Enjoy it while it lasts. I figure that the silver vein will be worked dry when this recession ends, and I will call it quits unless the banks (most of which treat me wonderfully) "fee" me out of the hobby before then.

Happy hunting!