I know about the “Rules of Coin Roll Hunting.” A primary rule being that Supply banks and Dump banks remain separate. And I’m sure following that rule is generally good advice. But there are times when rules can be broken.
After having become quite experienced at calling/visiting banks and asking about coins, I have come to realize what I’ve always believed: That honesty really is the best policy.
Finding silver is only half the job for me – dumping the unwanted clad is no small task for anyone dealing in volume. Neither my wife nor I drive, and dumping several thousand dollars worth of halves and dimes takes ingenuity. I don’t want to dump a cart-load of boxed coins at any particular bank too often.
I have lately been telling banking people what I want and asking if they can help me. This direct, honest approach appears to be effective for me (With luck, I found 118 silver halves and 23 silver dimes in January).
I was in a Bank of America asking for halves and large-size dollar coins. The girl tried to sell me the gold Presidential dollar coins. I knew if she didn’t know what large-size dollar coins were, she certainly wouldn’t know what an Eisenhower dollar coin was. So I said, “The large silver coins.” She said, “Oh, you want silver coins? I have 3 in my drawer.” She then sold me 3 Kennedy halves, a 1964, a 40% coin and a 1971 that did look silver on the edge.
At another bank I am allowed to take hundreds of dollars worth of halves to a vacant cubicle and inspect them to see if I want any of them – without having paid for any of them yet! I keep only the silver ones.
At several other banks I have been invited to exchange my searched boxes for sealed boxes.
At each of these banks I am polite and friendly, give away Starbucks cards periodically and have accounts.
I think if and when the economy improves and banks recoup some of their lost capitalization, they will be less willing to keep CRH
customers happy. Maybe then it will be back to following the rules.
January 27, 2012
Los Angeles, California
I’ve been doing fairly well lately with my CRH activities, especially with dimes. But my find today was certainly one I will remember.
I called a local CHASE Bank and asked about half-dollar coins. I was told they had about $100 worth of the coins. I thanked the lady and asked her if I could stop by that afternoon and get them.
When I saw her walking around the corner (returning from the vault) with her hands full of old-looking (and seldom seen) long $20 rolls I quickly became more interested. I had asked her earlier on the phone if I could look at the coins to see if I could “use any of them” and return any that I didn’t need. She said that was no problem.
This was a new branch, with new furniture. So I sat on one of the easy chairs in the lobby and opened one of the rolls and poured the coins into my hand. They were all clad – they were all 1971. I returned them to the aged paper roll and unfolded the end of another one. These were also all 1971 coins. I noticed on the “BANK OF AMERICA” paper wrapper that someone had written 1941. I thought, “You --deleted--!” Then I looked again, closer, and saw it was not 1941, but 1971. Then I noticed the first roll also had 1971 written on it. I looked on the other rolls and two of them had 1968 written on them.
I thought, “No.” This happens to other people, but it doesn’t happen to me. But it did happen to me! The two 1968 rolls contained 80 silver Kennedy Halves: 1964 (3), 1965 (5), 1966 (3), 1967 (25), 1968 (30) and 1969 (14). I did return for cash the $60 worth of clad coins. ZERO DUMP
Hello to all my old friends, and welcome to the great many new folks on this site.
It’s out there – go get it! Right, Rileyboy?
Thanks everyone for sharing my story.
Wow - finding two solid double half rolls - that's a great score!
I remember my last solid roll in Oct had 1968-20 written on it and I remember thinking please let it be true and I was sure a happy hunter when I opened the roll and found that I did have a solid roll of '68D's.
Love the great pics and looking @ all that silver and those really cool double rolls - esp since they were loaded with silver. That's certainly a score to remember.
Nice find, i have never seen $20 rolls... interesting.
Nice to see you post, I always enjoy reading your posts.
HH,
BuffaloBoy
2012 CRH goals
first silver proof ✓ 50 dimes✓ first foreign silver✓ Get nickel dates: 38d 38s 39d 42d✓ 50d First merc✓ First silver quarter pre 1900 US coin full roll of silver dimes✓ First Barber coin Score a real SILVER dollar
First thing that came to my mind as well. Great score, hope you get many more, but for only $100 of rolls it's far, far better to take them all and dump elsewhere. It makes less people (tellers especially) aware of silver, and it makes you more popular with the bank staff as well.
Think about it; who is this teller going to save halves for in the future? You, who only take some of them, or the person who takes them all off her hands?
Not trying to bring you down or take anything away from your find. Just some friendly advice that may help you and all of us in the long run.
First thing that came to my mind as well. Great score, hope you get many more, but for only $100 of rolls it's far, far better to take them all and dump elsewhere. It makes less people (tellers especially) aware of silver, and it makes you more popular with the bank staff as well.
Think about it; who is this teller going to save halves for in the future? You, who only take some of them, or the person who takes them all off her hands?
Not trying to bring you down or take anything away from your find. Just some friendly advice that may help you and all of us in the long run.
HH!
Ditto what these folks say HH. Great find, and all, but if your wallet allows,always buy all the halves a given bank has. Even though you stated the teller said no problem, when you get selective, that only raises questions; and that could begin our downfall.
Again, nice find and enjoy the high.
"You can't win if you don't play"
"Behind every dark cloud is a silver lining"
"If you're prone to motion sickness, this "roller coaster" hobby may not be for you "
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Originally Posted by 47thelement
