sign of addiction?

[thing]

I have a credit card with citi bank that has a 10,000 limit, Right now they are offering me a balcance transfer tell 8-2014 with no apr and a 3% fee. So it will cost me 300 up front. Do I take the 300 hit up front and then just go to town for the next year? I mean 300 dollars isnt cheap and the entertainment value of crhing has gone down because of scarce finds, so i am debating if it is worth it? However of a side note I cud use the money as a real balance transfer and cover some interest accuring debts

 

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[MIhunter]

Very bad idea

Borrowing for a hobby?
Save some money up to bankroll your CRHing

 

[TimZim]

Go for it 2 good weeks will cover the fee.

 

[Coin Town]

I have a credit card with citi bank that has a 10,000 limit, Right now they are offering me a balcance transfer tell 8-2014 with no apr and a 3% fee. So it will cost me 300 up front. Do I take the 300 hit up front and then just go to town for the next year? I mean 300 dollars isnt cheap and the entertainment value of crhing has gone down because of scarce finds, so i am debating if it is worth it? However of a side note I cud use the money as a real balance transfer and cover some interest accuring debts

You can't get cash with a balance transfer...that would have to be a cash advance and that $&#% ain't 0% APR that's for sure!!!

 

[MT_Joe]

You can't get cash with a balance transfer...that would have to be a cash advance and that $&#% ain't 0% APR that's for sure!!!

Some cards have the option to balance transfer to a checking account. Just takes a few days longer than the cash advance.

 

[SilverForBrains]

Don't do it!!!!! Unless you are very disciplined, In one year your 3% APR will run out, you won't have your balance paid off and you'll be paying 27% apr on a $10,000 balance. That's a hole you won't be able to dig yourself out of. I would be conservative on this one and just build up my bankroll.

 

[Coppercrazy]

I'm 17 and I know never lend, never borrow. My friends hate the fact that I never lend money, even a $1 because 99% of the time it's something they don't need. I would just try to build the bankroll. I've found that is the best way.

 

[ArkieBassMan]

...However of a side note I cud use the money as a real balance transfer and cover some interest accuring debts

This is what I'd do, if it saves money.

 

[theekman]

I probably wouldn't, if it gets lost or stolen then your really going to regret it. Buuut if you get loads of silver you might be happy with the decision.

But remember the first 15oz you find are basically putting you back to the start line.