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Thread: Chase banks worth it?

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  1. #1

    Feb 2015
    757
    787 times
    All Types Of Treasure Hunting

    Chase banks worth it?

    Hey guys apparently chase banks nationwide have a new policy theyre strictly enforcing. They arent giving change out to non customers anymore. I tested this out and it is true most chase banks wont sell to me anymore. Anybody else experiencing this? Also what is the most minimal account i could open here just to have an account? Would it even be worth the hassle? I dont just wanna start opening accounts at banks now.

  2. #2
    us
    Serious Bum

    Jan 2015
    Northern Utah
    White's Coin Master 6000/D -- Garrett GTI 2500 -- Etrac
    135
    96 times
    CRH, Artifact Hunting, Petroglyph Searching
    Quote Originally Posted by Spartcom5 View Post
    Hey guys apparently chase banks nationwide have a new policy theyre strictly enforcing. They arent giving change out to non customers anymore. I tested this out and it is true most chase banks wont sell to me anymore. Anybody else experiencing this? Also what is the most minimal account i could open here just to have an account? Would it even be worth the hassle? I dont just wanna start opening accounts at banks now.
    I'd tell Chase where they can cram it, and then find a credit union. I don't know what it's like elsewhere in the states, but in Utah, the only people that aren't with credit unions are usually the same ones who think O.J. was innocent, 2 Pac is still alive, and Micheal Jackson didn't rape those kids (he made love to them)...

    I have zero use for banks.

  3. #3
    us
    Oct 2013
    Whites DFX, coinmaster Gt Pro
    941
    1080 times
    All Types Of Treasure Hunting
    I'm in you're neck of the woods spartcom. I opened a savings account $300 minimum in the account or they charge a $5 monthly fee... Found this to be the best option

  4. #4
    us
    Feb 2013
    Ohio
    Garrett At Pro, Whites coinmaster, Fisher F4
    112
    128 times
    relic hunting coin shooting
    Well i'm not going to ride Chase to hard... They are one of the few banks that give veterans a FREE safe deposit box and i also have no monthly service charges for my checking account.
    RustyGold likes this.

  5. #5
    us
    Dec 2009
    AR
    Minelab E-Trac
    2,486
    991 times
    All Types Of Treasure Hunting
    When opening accounts strictly for CRH purposes, beware of the "inactivity fee." Even "free" accounts after a period of time will begin charging a fee for not having to do one single thing with your account, as absurd as that sounds.

  6. #6

    Mar 2012
    560
    422 times
    All Types Of Treasure Hunting
    Most banks are not supposed to sell coinage to non customers. There reasons are to make sure they have coin for there actual customers. However certain banks enforce this rule more than others and, certain tellers enforce it more than others. I have gone to banks and asked for a box of coin I didn't have an account at and the teller has no problem with it. Two months later I would go back to the same bank and get a different teller who would not sell me a box of coin. It's luck of the draw when you don't have a count.

  7. #7

    Aug 2012
    1,431
    836 times
    All Types Of Treasure Hunting
    Solution: Open the lowest cost account possible.


    I end up paying an occasional $10 a month fee if I don't use my low level account enough at a certain large bank. I count it as the CRH tax for the hobby and move on.
    "The right to swing my fist ends where the other man's nose begins." Oliver Wendell Holmes.

  8. #8
    us
    Oct 2015
    8
    Coins & CRH
    Bummer, i was going to give them a try for the 1st time today. I do have a credit card with them but i assume that doesn't count.

    How long does an account usually have to be inactive to get a fee charge? Does this also apply to savings accounts.

  9. #9
    us
    Jul 2015
    SW Washington
    104
    22 times
    All Types Of Treasure Hunting
    Hmm. I've bought from Chase fairly recently and they always said they could sell up to $200 to non customers. They always have customer returned stuff, so I buy some now and again. Guess I'll have to find out if it's changed.

  10. #10
    us
    Apr 2011
    vegas
    2,284
    1299 times
    All Types Of Treasure Hunting
    Quote Originally Posted by egeorge1 View Post
    Bummer, i was going to give them a try for the 1st time today. I do have a credit card with them but i assume that doesn't count.

    How long does an account usually have to be inactive to get a fee charge? Does this also apply to savings accounts.
    Heck Ya your credit card counts! I have 2 Chase CCs and no checking or savings acct, and they always reference my coin pickups to my CC. A CC is the ultimate bank account - they actually make money from CCs even if you don't pay interest - that's why they all try to get you to sign up for one when you go in the branch. I've never had a Chase account and have ordered $100k+ in halves from them no problem (from 4 different branches).
    egeorge1 and Megalodon like this.

  11. #11
    us
    Oct 2015
    8
    Coins & CRH
    Thanks badbluff. I will give it a shot.

  12. #12

    Sep 2013
    Petaluma, CA
    36" Bazooka Prospector, Gold-n-Sand hand dredge
    651
    593 times
    There is a Chase bank I go into about once a month. I do not have an account with Chase. Last Saturday I went in and asked for halves. The teller said that they just sent a bunch back on friday but, if I would like they could order me a box and it would be in on friday. She never asked if I had an account. The few times that they have had halves when I came in they were very happy that took them off their hands.
    I will find out tomorrow when I go in and ask if they got in the box for me.
    egeorge1 and Megalodon like this.

  13. #13

    Feb 2007
    Southern Arizona
    Whites DFX with a Big Foot coil
    474
    162 times
    I have used Chase as my dump bank for halves for about 7 years, doing approx $40,000 per year in boxes. Some weeks I do 2 grand (4 boxes) others 1 grand,(2 boxes) and have only dumped with them. I take a few months off during the year in my hunting, and have never purchased coins from a Chase unless I was out of state. The only reason they would take them in the first place was I was a signer on my mothers trust account and there was a sizable amount in there. Recently I opened my own account with them so they still will take my coins.

  14. #14

    Sep 2015
    30
    1 times
    All Types Of Treasure Hunting
    Quote Originally Posted by oooldman View Post
    Well i'm not going to ride Chase to hard... They are one of the few banks that give veterans a FREE safe deposit box and i also have no monthly service charges for my checking account.
    Nothings free. If its free you just don't know how you are paying for it. They will probably raid your box some day.

  15. #15
    us
    Jun 2011
    Southeastern MI
    1,492
    366 times
    In my area chase will give non customers up to $200 in coin. I do have a savings account with them (min balance for no fee is $300). They take rolled Canadian coin without a problem. since I get a lot of Canadian coin it is a big help.

 

 
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