onfire
Silver Member
This took place in Charlotte, North Carolina.
A lawyer purchased a box of very rare and expensive cigars, then insured
them against, among other things, fire.
Within a month, having smoked his entire stockpile of these great
cigars, the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost 'in a series of
small fires.'
The insurance company refused to pay, citing the obvious reason, that
the man had consumed the cigars in the normal fashion.
The lawyer sued - and WON! (Stay with me.)
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that the lawyer
held a policy from the company, in which it had warranted that the
cigars were
insurable and also guaranteed that it would insure them against fire,
without defining what is considered to be unacceptable 'fire' and was
obligated to pay the claim.
Rather than endure lengthy and costly appeal process, the insurance
company accepted the ruling and paid $15,000 to the lawyer for his loss
of the cigars that perished in the 'fires'.
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!! With his own insurance claim and
testimony from the previous case being used against him, the lawyer was
convicted of intentionally burning his insured property and was
sentenced to 24 months in jail and a $24,000 fine.
This true story won First Place in last year's Criminal Lawyers Award
contest.
A lawyer purchased a box of very rare and expensive cigars, then insured
them against, among other things, fire.
Within a month, having smoked his entire stockpile of these great
cigars, the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost 'in a series of
small fires.'
The insurance company refused to pay, citing the obvious reason, that
the man had consumed the cigars in the normal fashion.
The lawyer sued - and WON! (Stay with me.)
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that the lawyer
held a policy from the company, in which it had warranted that the
cigars were
insurable and also guaranteed that it would insure them against fire,
without defining what is considered to be unacceptable 'fire' and was
obligated to pay the claim.
Rather than endure lengthy and costly appeal process, the insurance
company accepted the ruling and paid $15,000 to the lawyer for his loss
of the cigars that perished in the 'fires'.
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!! With his own insurance claim and
testimony from the previous case being used against him, the lawyer was
convicted of intentionally burning his insured property and was
sentenced to 24 months in jail and a $24,000 fine.
This true story won First Place in last year's Criminal Lawyers Award
contest.
