Fair Price To Pay Teller

[PJ in WI]

I have struck up a deal with a small bank that only has one teller working at the bank. She handles all the incoming and out going coins. She counts all the coins turned in and then hand rolls everything. She has agreed to collect all the silver and wheats and sell them to me. I told her that I will get back to her as to how much I will pay. I do not want to pay to much for the silver knowing it could very easily and quickly go down but I do not want to low ball her and lose this opportunity. I was thinking of offering 2 1/2 cents per wheat. What should I offer for the silver.

 

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[N.J.THer]

I've never paid more then face value for coins from the bank but I think you are good at 10 times face with room in case the price drops. Assuming you are getting 90% and not 40%.
NJ