I got a $725.00 check in the mail today!

[Kray Gelder]

From Southern Finance. All I have to do is sign the back, and deposit it! Oh. 92.20 % APR.

 

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[darktower007]

What a deal!! Lol

 

[buck8point]

What a deal!! Lol

Wow! and only a smidge over the prime lending rate...
Sad thing is, there are actually people who will take them up on that offer...

 

[galenrog]

I shred and burn everything like that. Why? Shredding first makes for a more efficient flame.

Time for more coffee.

 

[RGINN]

Haha! I guess they don't have internet so they're goin old school scam?

 

[Stringtyer]

OK, this thread has awoken my inner nerd and I did the calculations for pay-back on this "loan". Assuming interest compounding weekly (and it is likely daily), if you made a $60.00 payment each month, you would have the loan paid off in only 11 years and 1 month. The total interest would be $1204.22.

I believe you could spend $80 or so on a Bounty Hunter and find more change than that in a whole lot less time.

 

[against the wind]

I hate unsolicited mail offers and phone calls.
The government put together a "Do not call" program to stop unsolicited calls from people selling products that nobody wants. It doesn't stop the calls or mail because there are no serious penalties.
I get so many insurance and credit card offers in the mail, I have no problem starting a fire in my burn barrel. That's all those offers are good for.

 

[Kray Gelder]

I get these things all the time, but this was the first with this hilarious interest. Had to share.

 

[boogeyman]

Sign it "Pay to the order of" and sign it to oh let's see........... J. Edgar Hoover, Donald Duck, or Hillary Clinton .Drop it into the envelope & send it back. Getting plenty of those sign up for a credit card offers? The ones with the postage paid envelopes? Get your groceries in paper bags. Got a pile of those red bricks laying around? Wrap the brick in paper bag, scotch tape the envelope on it. Drop it off in the post office mail chute. The credit company has to pay the excess I was told $16 postage. Kills three birds with one rock!!!! You get a great giggle! You cost them some money, and you get rid of those old bricks. And after a couple they get the message!! I've whittled down my pile of bricks over the last couple years. I actually had a rep call me after four rounds of this asking what the hell I thought I was doing! Told him it was an IQ test & I don't do business with anyone who doesn't catch on after the second one. Guy lit up before I hung up on him. 30 minutes later closed my account, and yes they asked me real nice why I was closing my account, and I told them! Was nice enough to give them the guys name! Yup! got a new bank acct. down the street!

You just got to have fun with it! People take live way to serious! Relax & have fun with it!!!