The account balance you're keeping in your head is way more inflated than the number of your credits kept in her head. In fact, in her head, you start at zero each day. All credits must be exchanged on the day they are earned.
Dude ain't that the truth I have 2 Daughters on top of the better 7/8s I hide em now lol Great finds bet she doesn't mind you going out so much lol. Tommy