All the local coin stores have plenty of silver, but maybe not every kind a person wants. Lots of junk silver and more expensive types like ASEs and Maples, etc.
Premiums are still higher than this time last year on generic bars/rounds, but not crazy high.
I have been slowly accumulating mint and proof sets for melt or so when I can. Probably will switch back to cheap generic one ouncers from now on in that I like to diversify a bit.