insurance

I couldn't find this topic anywhere, so I am asking when I purchase my Garrett AT Pro, should I purchase protection insurance? ($70 per year)

My father was USA Army. Unfortunately, he died at 55 after being eat up from the inside by Agent Orange poisoning. He left to me an old gold sealed insurance policy from the American Airmens Society. The businesses associated with this gold seal policy that dates more than 50 years ago include...