I bought those programs and the free ebook when I got my E-Trac in December. The cards are nicely laminated with programs but after using the E-Trac for a few months now, I have to say the programs are pretty worthless. No offense to the producer of the cards. The E-Book was mostly worthless too, it was by far and away mostly a collection of website links, very long and apparently search generated. That is the real reason I "bought" the programs!
The E-Trac is just too simple to use and all the programs you need can be found on websites imo. Again, no offense to the producer.