Hummm according to my book only the 92 S could be silver. The edge appears to be silver, but every silver coin ive found almost sheds dirt and the normal corrosion on the coin. But then im no expert... id be like you.
You'll see quite a few coins with no clad layers apparent, sometimes the outer layer gets rubbed down acroos the clad layers during punching. If you look for them, you'll find more.
Get a set of good scales and weigh it, that'll tell you for sure.
If it is silver by weight, you've got a serious rarity there.
It weighs 2.51 grams, specific gravity test done as well. Lots of things done to see what I had. Tested right and traded it for a Whites DFX straight up!! Legit error coin and not sure why it was what it was!! In the long run I lose, the guy with the coin will have a good investment and the DFX will be good in the short run, but in twenty years be an "antique". But it still only cost me a dime!! I've got an article somewhere if I can find it about the error, just put it away somewhere. So I always check my pocket change now for error coins!!
best was the DFX. I think in the long run it may not be a great trade, but the coin wasn't dug and I wasn't collecting it, so it was not hard to trade or sell it. The one coin I do regret is selling an 1874 Indian I dug that was clipped! Super condition and sold it for less than I thought it was worth. Live and learn!
I'm sorry to break your bubble,
i just looked in my error book. the old price for it was 1500 dollars. thats a lot more than a DFX. you could have gotten a detector and had a few hundred left over.
There is always somebody who will say you could have done better in the trade. May be true, but who really cares? You could have been like most of us and never noticed that coin in your change, they you'd have had nothing to trade in the first place. You did really well and your post has made me more careful with my coins. Thanks for that, and good work with the trade. Congrats.