Actually , BY BELIEF is when it comes to dealers you loose either way. take an encrusted coin to one, he'll take off for the fact he has to have it professionally cleaned to re-sell it. this means approx. 50%. Take in a cleaned coin and he'll tell you it's not worth as much because it's cleaned & will take off approx. 50%. take an Undug coin in to a dealer to sell, He'll Give you approx. 50% because he wants to make money off it also. >>>> send an encrusted coin in to have it graded, they'll send it back as a "Problem Coin" but still charge you. Clean the coin & send it in, to have it graded, they'll send it back as a "Problem Coin" and still charge you. <> MY PERSONAL OPINION, if you want to sell a coin, you HAVE to clean it. most of the Estate Auctions I'v been to, the nicer the coins looked, the more they brought. even un-important dates, brought 3 to 8 times their book value, all because people get caught up in the bidding, when the see a Shiney Silver Coin. <> IF I wanted to sell a cleaned coin, I'd put it on E-BAY, you'll definately get more then a dealer will give. <><><> AN EXAMPLE of what I'm saying about Dealers; I have 8.1, D.W.T. of 22K Gold . Estimated Value when I took it to a dealer was $150.00 . He told me he could give me $60.00 for it. I laughed and said NEVERMIND. he said, He could go as high as $65.00. I walked away. PROBLEM, He pays me 65 he wants to double his money, and the person he sells to wants to make money too.