Financing an EQX 800

Kurt-In-RI

Newbie
Jun 7, 2019
1
0
Primary Interest:
All Treasure Hunting

smokeythecat

Gold Member
Nov 22, 2012
20,717
40,795
Maryland
🥇 Banner finds
10
🏆 Honorable Mentions:
1
Detector(s) used
XP Deus II
Primary Interest:
All Treasure Hunting
Greetings. Kellyco might, other than that, I don't have any idea. When I bought my XP Deus I had to use two checkbooks and a credit card, so I know how you feel.
 

Tpmetal

Silver Member
Jan 4, 2017
4,438
7,563
Western ny
Detector(s) used
equinox 800, Whites mx sport, Garrot carrot, bounty hunter time ranger
Primary Interest:
All Treasure Hunting
I know kelly co does something like that. When buying detectors I personally just wait until I had enough saved up or got a tax return. I too live dollar to dollar, don't even have a credit card to charge something to if I wanted.
 

Treasure_Hunter

Administrator
Staff member
Jul 27, 2006
48,472
54,929
Florida
Detector(s) used
Minelab_Equinox_ 800 Minelab_CTX-3030 Minelab_Excal_1000 Minelab_Sovereign_GT Minelab_Safari Minelab_ETrac Whites_Beach_Hunter_ID Fisher_1235_X
Primary Interest:
All Treasure Hunting
Kellyco does financing but it is through Affirm, 90 days same as cash was what Affirm was offering, dont know if they (affirm) is still offering 90 day interest free.
 

Toecutter

Bronze Member
Nov 30, 2018
2,433
7,443
🥇 Banner finds
1
🏆 Honorable Mentions:
1
Primary Interest:
All Treasure Hunting
I used paypal and got 0% interest on a 2 year loan for my 800, I know you said no paypal but it doesn't get any better then that
 

Megalodon

Silver Member
May 13, 2018
2,650
4,374
Maryland
Detector(s) used
White's MXT
Tesoro Cibola
Tesoro Golden Sabre Plus
Garrett ADS Master Hunter 7
Primary Interest:
All Treasure Hunting
Financing a depreciating asset only makes sense if the effective interest rate on the loan is less than the net return on your investments. If the only way you can afford something is to finance it, wait until you can pay cash.
 

Jason in Enid

Gold Member
Oct 10, 2009
9,593
9,229
Primary Interest:
All Treasure Hunting
save up and pay for it. Financing what is essentially a hobby toy is very bad decision making.
 

smokeythecat

Gold Member
Nov 22, 2012
20,717
40,795
Maryland
🥇 Banner finds
10
🏆 Honorable Mentions:
1
Detector(s) used
XP Deus II
Primary Interest:
All Treasure Hunting
I use paypal buyer credit for "emergency" purchases, har har har, most times it's just cash.
 

Toecutter

Bronze Member
Nov 30, 2018
2,433
7,443
🥇 Banner finds
1
🏆 Honorable Mentions:
1
Primary Interest:
All Treasure Hunting
At 32$ a month with no interest why bother putting a dent in the savings?? I was going to pay for mine out right till I seen that offer, figured Id just leave my money where its at....

I know for a "high caliber" guy its not much money but for some of us it is...

Plus you cant live the American dream unless you take out a loan....:laughing7:
 

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