Important piece of info on Medicare for yourself or your family

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The Two Words That Cost Medicare Patients Thousands - Video on NBCNews.com

NBC News (Brian Williams Newscast)

For people on Medicare:

If you are a Medicare patient at a Hospital or Therapy Center,
read the FINE PRINT before you sign any papers. There is wording
that says that you are an "Inpatient" or "Under Observation." If
the wording is in the form states that you are entering the
facility "Under Observation," you will wind up paying a major
portion of the bill for any length of stay. The wording on the
form must state that you are an Inpatient in order for Medicare to
pay the bill.

They told the story about an elderly lady who had therapy for knees
and it stated that she was "under observation" and she had to pay a
bill of $28,000. Her husband had Parkinson's Disease and they had
to move in with their son in Dallas.

Big changes in healthcare for 2014. We must all be educated as to
what is going on.

 

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[texasred777]

There are so many instances like this that can break you. In 1984 (?), my wife went to the hospital ER for pain. Turned out to be a kidney stone. It got the top of the bladder but was too big to pass into the bladder. She spent the rest of the night in the hospital. The next morning the doctor went in with a 'wire/hook' of some kind and pulled the stone into the bladder; then extracted it from the bladder. Then she was placed into a hospital room for most of the day. We got a bill for over $3000 dollars for what the insurance didn't cover. We didn't know that the insurance didn't pay for 'outpatient' services. The company I worked for had just changed to this company and most employees didn't know what was or was not covered. I called the hospital and asked why they said that she was treated as an 'outpatient'. Because they failed to admit her officially when she left the ER and placed into a room, we had to pay for most of the bill. When I called the insurance company, they just said they didn't cover 'outpatient' and would not pay even though she was in the hospital for about 23 hours.