MentalUnrest
Hero Member
- Nov 14, 2010
- 743
- 113
My biggest worry since starting this a 2 months ago has happened 2 times in past week. Here is the fear - What if I dump alot of coins and teller comes back and tells me my total is way less than what I know is in bag.
Last week - - Drove back to Illinois and stopped at a Wells Fargo to drop $700.00 in dimes. Teller comes back and tells me the total is $654.00
Tonight - - Dumped $750.00 in Halves at a local Wells Fargo and teller comes back and tells me my total is $572.00.
Both cases were at Wells Fargo - Some in my area have counters in lobby and I have never had a miscount - some do not and are behind the counter; this is when the problems occurred.
I always know the exact total as everything that gets taken out gets put back in with a clad so my total is ALWAYS what I started with. In both cases, the tellers ran the entire counter again and compared totals before and after my coins went in. Both said the machine totals were right. I stated my case and told them I know the exact amount and this was not just a piggy bank getting cashed in. Tonight, I even brought in my two boxes of halves - One was empty with all the wrappers and the other was half full, thus totaling the $750. After I explained the process of how I and my kids go through the coins (looking to fill their books, wink wink) both tellers did pay me the difference with one clearly uncomfortable and thinking I was scamming her and the other acknowledging that the counter could have been off all day.
I am sure most everyone here knows exactly what is in their dump bag, but even if you have a "approximate amount" - - Get the exact amount so you have ammunition if you run into what I did. Had I not been so straightforward in telling them about how I knew the exact amount, I really don't know if they would have given me back the difference. If you start saying words like, "about" or, "there should be close to...." I think you will eat the difference.
That is the one problem I have with dumping at many different banks - - these tellers do not know me at all, unlike the tellers I order and pickup from each week. If I put myself in their shoes, heck, I am just a stranger who they have never seen before telling them they owe me more than what their counter is telling them. I just think if I had not pleaded my case so convincingly, I would be out a lot of money. Always know exactly what is in your dump bag, to the penny.
Last week - - Drove back to Illinois and stopped at a Wells Fargo to drop $700.00 in dimes. Teller comes back and tells me the total is $654.00
Tonight - - Dumped $750.00 in Halves at a local Wells Fargo and teller comes back and tells me my total is $572.00.
Both cases were at Wells Fargo - Some in my area have counters in lobby and I have never had a miscount - some do not and are behind the counter; this is when the problems occurred.
I always know the exact total as everything that gets taken out gets put back in with a clad so my total is ALWAYS what I started with. In both cases, the tellers ran the entire counter again and compared totals before and after my coins went in. Both said the machine totals were right. I stated my case and told them I know the exact amount and this was not just a piggy bank getting cashed in. Tonight, I even brought in my two boxes of halves - One was empty with all the wrappers and the other was half full, thus totaling the $750. After I explained the process of how I and my kids go through the coins (looking to fill their books, wink wink) both tellers did pay me the difference with one clearly uncomfortable and thinking I was scamming her and the other acknowledging that the counter could have been off all day.
I am sure most everyone here knows exactly what is in their dump bag, but even if you have a "approximate amount" - - Get the exact amount so you have ammunition if you run into what I did. Had I not been so straightforward in telling them about how I knew the exact amount, I really don't know if they would have given me back the difference. If you start saying words like, "about" or, "there should be close to...." I think you will eat the difference.
That is the one problem I have with dumping at many different banks - - these tellers do not know me at all, unlike the tellers I order and pickup from each week. If I put myself in their shoes, heck, I am just a stranger who they have never seen before telling them they owe me more than what their counter is telling them. I just think if I had not pleaded my case so convincingly, I would be out a lot of money. Always know exactly what is in your dump bag, to the penny.
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