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Here is additional text from Indianapolis Journal,Indianapolis, Marion County, 8 January 1894 — Page 2:
"He lately has fallen heir to a legacy of $50,000 In Philadelphia, from where he returned Tuesday, having purchased a vessel called the Firefly, which he is having remodeled and will be called the Flora K. Pine. The party will sail under a passpcrt as a party of American excursionists to visit all places in south seas."
Oh, and this paper lists the amount of gold as $75,000, which is more believable. Sorry for the pay cut.