Hey Omega, your lucky they didn't hit you with fee's sooner with the volume your doing. They have a standard 7.50 per bag fee in their fee schedule. Try talking to a branch manager about some account options if they'll reduce the fee's. It took me 2 years and a business checking and savings to talk a branch down to 4 per bag. threw in lots of cookies and now they'll take 30 bags each week, as long as silver stays above 7 an oz its still cheaper silver than buying at a store. Good luck