Whats the best lie that you have been told by a bank/teller

[XX]

What's the best lie that you have been told by a bank/teller

I've gotten all the usual ones like

The Feds require us to send the bags to them.
The Feds require us to send them the contents of the debris cup.
The Feds don't sell halves anymore.
The Feds melt all the halves down.
etc...

But here's one that is still baffling me.

I have a branch that I've been buying bags from their counter for quite some time. Recently they informed me that they cannot sell me the bags because they are having trouble staying under the cash limit on their vault. Their logic is that they can ship the bags out as soon as they are full to reduce the cash in the vault, but if they sell them to me, they can't ship the cash that I paid with out. I asked if it would be better if I paid in full even straps of $10's or $20's so they can ship those out and was told they cannot ship those out as they must use them in the ATM. They use this same argument when I asked about just buying the penny bags. Of course, I still see the armored car guy hauling off bags on my day to pickup halves, so it's obvious they are still saving them up and shipping them out once a week.

Now, the kicker. They still order 4 boxes of halves for me EVERY week AND I know they've started ordering halves for one other person too.

I talked to my sister who happens to be a teller supervisor (just not local to me) and they only thing she can think of is that they just don't want to mess with the bags anymore. But what throws that logic into question is the fact that they still happily order the halves and handle those.

I'm thoroughly convinced that they just have a bipolar disorder.

Anyway, to make it interesting, if you are going to post, include a lie that a teller has told you once. This should make for some good entertainment.

 

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[cyberdan]

Re: What's the best lie that you have been told by a bank/teller

I'm thoroughly convinced that they just have a bipolar disorder.

Sounds like a question for Dr. Laura she is still taking calls right now at 1-800-DRLAURA


I don't know if this will fall into the lie catagory or it is just a lazy teller who didn't want to get up off her lazy fat A$$.

I asked if she or any teller had any halves or if the vault might have any and she immediatly said NO without even looking. I then praised her for being on the ball and knowing what everybody in the place had at their window.

 

[jim4silver]

Re: What's the best lie that you have been told by a bank/teller

XX,

Why don't you ask them if they will trade you their coin machine bag in exchange for a $1000 bag of your reject halves. They will then have the bag of halves they say they need and you can have theirs. They can then send your dumps to their vault or whatever it is they need to do.

If they still say no, then they are simply full of bull$hi*.

Jim

 

[fistfulladirt]

Re: What's the best lie that you have been told by a bank/teller

At a Comerica bank, head teller says to me "if we notice that a customer is depositing silver coin, we must inform them that they are worth more than face value. That's our policy."

Never heard that one before. Teller then informed me that she was also a collector. Some tellers are fully aware that there is competition for silver coin.

AMC

 

[golden silver]

Re: What's the best lie that you have been told by a bank/teller

Here is a good one, One of the banks I order boxes from just told me that the fed will not have halves for a a couple of weeks. When I asked why he said he didnt know but that he would call me the second week of july to let me know if anything changed. Ha. Isnt that like 4 weeks? Anyway I can't believe that the fed would be out of halves for what ever reason. This happen to you guys??

-Golden Silver

 

[TxTim]

Re: What's the best lie that you have been told by a bank/teller

I bought $2300 in dumps once.
The teller convinced me that they had been building in the vault for years.
It was a small town bank.
They were all freshly wrapped and I bought them anyway.
I could hear them laughing as I left.
I laughed too.

 

[golden silver]

Re: What's the best lie that you have been told by a bank/teller

TEX, I am laughing at you too. LOL.

-GOLDEN SILVER

 

[jim4silver]

Re: What's the best lie that you have been told by a bank/teller

I bought $2300 in dumps once.
The teller convinced me that they had been building in the vault for years.
It was a small town bank.
They were all freshly wrapped and I bought them anyway.
I could hear them laughing as I left.
I laughed too.

The same thing happened to me before too, but it was only about 500-600 worth. I actually heard one of the tellers say to the other, "how did you like how I got rid of those", or something to that effect.

I took them right to my dump bank so no big deal. I will stick with boxes for now though.

Jim

 

[golden silver]

Re: What's the best lie that you have been told by a bank/teller

I Just dodged one of those yesterday. I had called one bank to see if they had halves and the lady said she had 450 dollars worth. I asked if they were accumulated over time or did one person bring them in. She said one guy brought in a box of 500 and they gave 50 to a guy that wanted some but the rest were for the taking. I never went to pick them up. Two reasons. There is usually no reason a guy would drop exactly 500 halves in a box unless they were his dumps and two if someone came in got 50 and did not come back for the rest most likely means there was nothing significant. I might have lost out but oh well. I also had many other banks to hit.

-Golden Silver

 

[Jsayre1234]

Re: What's the best lie that you have been told by a bank/teller

I was at a bank that I know for a fact there is another old timer CRH in there, I was inline waiting to ask for halves when the guy in the front of the line was called by his first name to the window and he gave the lady his 500$ bags of halfs to her she was very polite and nice to him. I instantly walked out knowing I would have no luck there. A month later I figured I would stop in and try again, I asked the same teller if she had ANY half dollars in her tray or the vault. Here is the best part, as I am asking her I notice atleast a 500$ bag of halfs sitting on her chair directly next her. She told me that she had absolutely no half dollars. I politely said thank you and walked out knowing she knew that I knew she blatantly lied to me! Havent been back since.

 

[Immy]

Re: What's the best lie that you have been told by a bank/teller

Here's a BS story a casino cage manager gave me. Once I found out I couldn't buy any foreign/rejected coins at the change booths I decided to ask the cage manager why:

Me: What do you do with all the foreign coins that accumulate?

Her: We send them out to be destroyed.

Me: Would you be willing to sell them at perhaps a dollar a pound?

Her: No, we can't do that because we have no idea what we'd be selling.

Huh? I don't even get that "logic." I probably costs them a fee to have these foreigns picked up and destroyed and here I'm offering to buy them by the pound. Makes no sense.

 

[Sky_Warrior]

Re: What's the best lie that you have been told by a bank/teller

As some of you know I'm 15, went into a bank in Detroit while visiting a family member in the hospital, I had called ahead and heard they had $200 in halves didn't bother to ask if they had accumulated over time or brought in(dump bank was on the way home) so I got in there after I finally convinced my mom to make the 1 block away stop, LOL

So I patiently wait in line getting those looks like why is a white kid in a Detroit bank, LOL

Get to the counter and ask for the halves since I had told them I would be in later, The lady says hold on a second goes and talks to what I assume was her manager and then walks back to me at that time I all ready had 2 $100 dollar bills in hand and says sorry we cant sell them to you your to young......................

It dosen't make since, LOL I wasn't turning them in just buying some cash in hand........ I didn't even say bye just left LOL..............

Was it because I was white?

Semper Fi

 

[jim4silver]

Re: What's the best lie that you have been told by a bank/teller

As some of you know I'm 15, went into a bank in Detroit while visiting a family member in the hospital, I had called ahead and heard they had $200 in halves didn't bother to ask if they had accumulated over time or brought in(dump bank was on the way home) so I got in there after I finally convinced my mom to make the 1 block away stop, LOL

So I patiently wait in line getting those looks like why is a white kid in a Detroit bank, LOL

Get to the counter and ask for the halves since I had told them I would be in later, The lady says hold on a second goes and talks to what I assume was her manager and then walks back to me at that time I all ready had 2 $100 dollar bills in hand and says sorry we cant sell them to you your to young......................

It dosen't make since, LOL I wasn't turning them in just buying some cash in hand........ I didn't even say bye just left LOL..............

Was it because I was white?

Semper Fi

I am not sure what the law is in Michigan, but if you are legally allowed to have the bank account in your name only, then they have to sell you the coins. If you have an a custodial type account where you are allowed to deposit and withdraw but a parent or guardian is also on the account, then you might be out of luck.

In Missouri a person cannot be legally bound (in their own name) to a contract until they are 18, but I don't know how that works with bank accounts.

Jim

 

[Sky_Warrior]

Re: What's the best lie that you have been told by a bank/teller

they said it was a bank policy

 

[jim4silver]

Re: What's the best lie that you have been told by a bank/teller

they said it was a bank policy

Maybe you could get your mom to pick up coins for you then. Once she sees you finding silver coins, she perhaps will want to become a CRHer herself.

Good luck.

Jim

 

[Scott (Mich)]

Re: What's the best lie that you have been told by a bank/teller

As some of you know I'm 15, went into a bank in Detroit while visiting a family member in the hospital, I had called ahead and heard they had $200 in halves didn't bother to ask if they had accumulated over time or brought in(dump bank was on the way home) so I got in there after I finally convinced my mom to make the 1 block away stop, LOL

So I patiently wait in line getting those looks like why is a white kid in a Detroit bank, LOL

Get to the counter and ask for the halves since I had told them I would be in later, The lady says hold on a second goes and talks to what I assume was her manager and then walks back to me at that time I all ready had 2 $100 dollar bills in hand and says sorry we cant sell them to you your to young......................

It dosen't make since, LOL I wasn't turning them in just buying some cash in hand........ I didn't even say bye just left LOL..............

Was it because I was white?

Semper Fi

I am not sure what the law is in Michigan, but if you are legally allowed to have the bank account in your name only, then they have to sell you the coins. If you have an a custodial type account where you are allowed to deposit and withdraw but a parent or guardian is also on the account, then you might be out of luck.

In Missouri a person cannot be legally bound (in their own name) to a contract until they are 18, but I don't know how that works with bank accounts.

Jim

I think the Detroit bank not giving you any coins is pure b#%^&$%. What next, the local mini-mart will not sell to you either until you are 18?

I used to CRH back when I was 13-16 years old and I never had a bank not give me coins I had asked for. Of course this was the 70's well before I knew it was called coin roll hunting. I had to ride my bike to the bank because I did not drive yet. I think the most coins I picked up was $20 which was a lot for a kid in the 70's. I used to look mainly at cents and nickels. I just wish I did not take a 25 year hiatus from CRHing.

I was 10 when my mother got me my first bank account, she was also on the account too so there is an age requirement here in Michigan, or there was in the early 70's anyways. I was 15 or 16 when I got a checking account and I wrote checks out without any problems at that age. Back then because of some strange federal laws my checking account had to be separate from my savings account. I remember that the bank person told me that it was illegal for them to pay interest on a checking account so what they did was set up a zero balance checking account and then every time I wrote a check they would automatically withdraw the money from my savings and then deposit it in my checking account, then pay the check. I thought that was the dumbest thing and I was happy when they changed it a few years later.

But one thing I do remember is that I never had any trouble getting coins from a bank. Of course I only had very few banks to check on back then.

Hmm now that I think about this topic I may take my 12 year old son with me the next time I go on some cold calls to new banks and just see if they try to not give him any coins.

Happy Hunting,

Scott (MI)

 

[coinmojo]

Re: What's the best lie that you have been told by a bank/teller

Was it because I was white?

Semper Fi

I think your white, because you were right. LOL

I have not had any luck in Detroit proper at all myself. About a year ago a teller (minority) at a comerica branch at 7 & woodward said she had about 5 rolls. I said I will take them. She than proceded to duck below the counter and I could hear her rifeling through the rolls and heard the distinct sound of silver. After a couple of minutes she reappeared and said "I'm sorry, I made a mistake. All I have are these 2 rolls." With this stupid look on her face. ......... I was clearly out of my element. Even though 30 years prior that was my element. It's the closest bank to the State fair grounds. Shame Double security doors at the front entrance, Security Guard & full bullet roof glass to the ceiling. I was the only white guy there. I guess she felt like I was already rich (Cause I was White) and didn't need any mo dolla bills yaw.

Actually that has happend at other banks outside of the Detroit city limits. In another particular instance a white teller had about a dozen 40% clad halves sitting in her tray and I asked to buy them and she said no. I'm keeping those for me. Now I normally am very polite and don't bite the hand that feeds me. I was not in the mood to hear that, and I told her to buy them and get them off her tray so no one sees them or I was going to call someone.......

Eh it's their privilege I guess, sort of a perk for them. Just thankfull some get by them.

Mojo

 

[markmopar]

Re: What's the best lie that you have been told by a bank/teller

At a Comerica bank, head teller says to me "if we notice that a customer is depositing silver coin, we must inform them that they are worth more than face value. That's our policy."

Never heard that one before. Teller then informed me that she was also a collector. Some tellers are fully aware that there is competition for silver coin.

AMC

One of the bank chains here has the same policy.

 

[ashlee1228]

Re: What's the best lie that you have been told by a bank/teller

Here is a good one, One of the banks I order boxes from just told me that the fed will not have halves for a a couple of weeks. When I asked why he said he didnt know but that he would call me the second week of july to let me know if anything changed. Ha. Isnt that like 4 weeks? Anyway I can't believe that the fed would be out of halves for what ever reason. This happen to you guys??

-Golden Silver

ive had that happen to me but i was just going to the bank to pick up a change order for my old employer, they were out of dimes for over 2 weeks...

 

[sfwusc]

Re: What's the best lie that you have been told by a bank/teller

Let's ask the more important question!

ashlee1228, Is that picture of you?




-SWUSC