Most natural born Floridians get cold at anything below 65.......
Being a natural born Floridian I was the same way till I lived in some of the true cold states. After spending winters in Denver Colorado, Minot North Dakota, Minneapolis and Mankato Minnesota, Lincoln Nebraska, Fort Dodge Iowa, Columbia Missouri and Chicago Illinois I found out what c-o-l-d was..
Now I'm living in Florida, and still have in my closet 2 sheep skin jackets, 3 long leather trench coats with zip out liners, 3 leather bomber jackets, 2 leather blazers, 2 snowmobile outfits, couple pairs of snow boots, 3 pair of insulated overalls.......If I ever move again to where it is cold I will be ready....LOL
Hope you have better luck next time Willie....