SeaninNH said:
That's juts not right. The tellers should not be able to do that. Notice how she sold you the halves while her boss was there, but when the boss wasn't there she said no.
That tells you that she knows she is doing something wrong.
The bank is not the tellers personal coin collecting supply. I would have asked for the manager or head teller.
Of course its right. Every bank has different policies when it comes to coins, but that teller has as much right to anything that comes her way as anyone else.
"The bank is not her personal coin supply"...so I suppose it is YOUR personal coin supply? Why should she not have the right to keep any coins she wants for herself? How do you justify having "priority" to the coins over a bank employee? In my opinion, that would be the exact same thing as you being in line behind me at the bank, seeing me score some silver, and feeling that I should not be allowed to buy it simply because you wanted it.
Banks are not WalMart. It is a privately owned business - they have the right to refuse service to anyone. Not only do they not have to sell you that silver dime out of their tray, they don't have to sell you anything period. Nor do they have to allow you to dump your CRHing rejects. They can simply tell you that they no longer want your business at any time...for any reason, or for no reason at all for that matter.
I do wish some tellers would practice better "etiquette" so to speak. I wish they wouldn't knowingly dangle silver coins in their tray that they have no intention of selling. In the case of the original poster, I have no idea why the teller told him she had $200, sold him half of them, but then refused to sell the other half. She should have told him upfront that she was keeping half for herself, or just simply stated she had $100 for sale. But, she didn't, and in fact its all part of the "game." I've had tellers pluck the silver right in front of me and sell me the clad. I once had a head teller tell me she had "a bunch" of rolls of half dollars in the vault, but she would not sell me any of them because it would cost the bank money to replace them. Apparently, she ordered halves to have on hand, but they weren't for sale to anyone. I still can't figure that one out, but again its all just part of the game.
In "playing the game", we are pretty much at the complete mercy of banks and tellers. They are providing us a service (for free in most cases) that does not make them 1 cent in income. They can shut us down in an instant. If you owned a business, would you allow people to regularly come in, have your paid employees to wait on them, but yet they never spend any money? How long before you tell them to leave and don't ever come back? Banks do not "owe" us this free service, and we should be very grateful when we receive it.
