For those who dont know...... Midwest Refinery has upped its game. It used to give 88% of melt..... now its gives 95%. Where as ARA went from 98 to 95%..... but i was told if you werent a previous customer they may only give you 90%. I sent in a LARGE amount of gold to Midwest to test um out. Very straight forward..... everything is in troy ounces..... not bouncing around between troy and penny weight which makes ya feel like a shell game. Mine arrived on a Friday..... i had the check on Monday.