Hi Again liftloop,
#13 gave you the 1-4 of panning. I use a 1/4" mesh classifier others say 1/2", either way get the big stuff out of there. BUT when you are tossing the big stuff, consider how much the piece weighs as in, is it unusually heavy?? If so take a close look at it. You will be doing the same thing ALL historical gold miners have done, separating out "stuff" and if the old timers could not see the gold in a rock they just tossed it. This is where a metal detector comes in handy, possibly even a really cheap pinpointer (or a hammer to crush the rock and wear safety goggles) as there is no need to spend a lot of money getting started.
ANY heavy metal will go to the bottom of your pan, the gravity trap is a good pan. Silver has a specific gravity of around 10, gold is around 19, so you will need to be more careful with the silver to not loose it from the pan. Silver might be corroded to a black or grey color. The big thing for starters is to fill the pan only half full or even a little less. Really get the raw material wet, get all the air bubbles out of it. Shake it, bump the pan, shake it, stir the material by hand and then start the swirling left and then right but get the material liquefied as this allows the heavies to drop through the mass of other stuff and get to the bottom of the pan quick. A Gentleman from Oregon has posted "A beginners guide to Panning" on the internet, check it out. It has instructions, pictures and is user friendly.
Cold water is NOT YOUR FRIEND! At least wear rubber dish washing gloves and possibly over a cloth glove over your hands. Rubber boots for your feet might also be good and DO NOT FALL INTO THE WATER! It is a thrill but the wrong kind and if the water is deep and/or swift it could kill you. Panning is work and your back and legs are worked the most as crouching down at a stream washing a pan of rocks out for say 15-20 minutes will take a toll on your body, a back support might be a good thing to use. Here in California in the summer time I sit down in the water on a piece of blue foam and lean into a rock, it works for me. If you must go out there in the Fall you might consider having a safe camp fire going before you mess around in the water.
Good luck, be safe and enjoy being outside away from the usual cares of the world, 63bkpkr