I've realized it is far more profitable (considering BOTH time and money) for me to set aside a little $$$ with each paycheck, or work a little OT at work, and use the "extra" $$$ to buy silver than it is to CRH. I have a good, steady job that pays well. I only somewhat routinely CRH nickels now because it is a relaxing form of recreation for me. My pick-up and dump banks are on my way to and from work, so no extra driving is necessary.
That said when I go on vacation out of state, I order a few boxes of halves at my destination and look thru them, again, because it is a relaxing form of recreation for me.
No matter your reasons, if you enjoy CRH-ing, do it despite the fact it is a money-losing proposition these days.