Also remember this: Money was scarce "back in the good old days." There won't be nearly as much silver lost as there was copper and nickle. What I've found is the homes that seem to be "middle class", or richer, have the least amount of good finds. The ones where the property looks run down and not well taken care of have consistently produced more IH cents, war nickles, and silver than the "upper" class properties. I've given a lot of thought to this, and the only thing that makes sense is that parents who had enough money didn't give their kids money to carry around as often as poorer parents who would give kids some money to keep in their pockets from time to time. It made the kids feel less poor, and empowered them, if only temporarily. These are the coins that are lost, in my opinion. Of course, this is just a generality. There are always exceptions, and just about the time I think I have something figured out, it's wrong.