So I recently got interested in CRH and will likely want to go to my local wells fargo and ask them to order me a box of half dollars.
While I am hopeful to find some gems, if I don't thats ok too because I plan to spend them. You see, I have an auto loan through another bank that irritates me to no end that I cannot pay online without paying a fee, so I end up dropping off a check once a month to ensure that I get a receipt that it is paid.
So I have a plan to order my halves from my preferred bank (wells fargo) and then pay my car payment with the skunky ones over at a non-preferred bank.
Two concerns
1 - Can they refuse to accept change as a form of payment or to charge me a surcharge on that? I know paper currency says all debts private and public, but it doesn't say that on change.
2 - They are both a mile apart and that they likely get their coins from the same place, so what are the chances I will get the coins right back the next month when I order them again? Or do you think that the non-preferred bank will just hold them for a while and once we get to month 2 or 3 of me using coins to pay my payment they will realize that they should likely send them to the central bank?
While I am hopeful to find some gems, if I don't thats ok too because I plan to spend them. You see, I have an auto loan through another bank that irritates me to no end that I cannot pay online without paying a fee, so I end up dropping off a check once a month to ensure that I get a receipt that it is paid.
So I have a plan to order my halves from my preferred bank (wells fargo) and then pay my car payment with the skunky ones over at a non-preferred bank.
Two concerns
1 - Can they refuse to accept change as a form of payment or to charge me a surcharge on that? I know paper currency says all debts private and public, but it doesn't say that on change.
2 - They are both a mile apart and that they likely get their coins from the same place, so what are the chances I will get the coins right back the next month when I order them again? Or do you think that the non-preferred bank will just hold them for a while and once we get to month 2 or 3 of me using coins to pay my payment they will realize that they should likely send them to the central bank?
Upvote
0