It’s a push by the Federal Government to get “collectors” to hoard the coins. They have no real value over face unless they are in grades over MS65. Effectively, it is a come on by the U.S. Mint to get people to hoard and buy uncirculated rolls. Aside from 2009 and 2010 dated coins, which I save a few, all the rest I mark prominently with my monogram and throw back.