Thanks Rginn. Been rather busy around here lately. Mother in law had a stroke 2 days before thanksgiving, she is slowly recovering at home, and my wife is her main caregiver during the day, the rest of my inlaws are acting like outlaws towards their mother. My M-in-law lives 22 miles from us. Then there was my SSD hearing on the 11th. of Jan. When we got married in 1978, the down payment and closing costs on our hour house was paid by M-in-law and we were told that anytime we got the $$$ to pay them back, we could get the house in our name, she was approached 3 different times, and 3 times she turned us down. We could not afford to move because of my wife's long term bout with severe crohn's disease. kinda kept us in the poor house. Now the M-in-law says, " Go find a lawyer" and start the wheels a rollin'. She wants to quit claim the house to us ( no money wanted) heck we paid off the 30 year mortgage. She said she didn't want the house to go thru probate, and she doesn't want her other children to find out. So it's being done on the sly. That'll teach the ones who do not want to help. My M-in-law is 90 years old. She is just now starting to collect unemployment for the first time in her life, the township she worked for eliminated her job while she was in the hospital, she was a phone operator/receptionist for her township................NGE