The 1898-1903 Toledo, OH City Directories list a Frances M. Shaw as having a bakery at 825½ Summit - in 1898 he is also listed as a confectioner. In that a loaf of bread usually cost 5¢ then, bakeries often used tokens, selling a baker's dozen (13) in advance for the price of 12. If the customer paid 60¢ and took two loaves, she/he would get 11 tokens to use in the future. I think this is a pretty good attribution in that the name and type of business is okay, the diework dates from around 1900 in that area, and that it says Toledo on it. The only part I don't like is that bakery tokens usually say "good for a 5¢ loaf of bread" rather than just 5¢ in trade. It could well be that the confectionery part of the business was fairly significant so he sold a lot of stuff other than bread by the loaf.
John in the Great 208
