TD Bank is now my nemisis!

[BttleDiggerDrew]

The no fee coin receptacles are no longer free for non bank customers, its now a 6% charge!

 

[sneak]

Why not just open an account?

 

[BttleDiggerDrew]

Why not just open an account?

TD Bank as a bank sux!

 

[fistfulladirt]

No longer free for non-members Now that's just plain craaaazzzyyyyy!!!!

 

[BttleDiggerDrew]

No longer free for non-members Now that's just plain craaaazzzyyyyy!!!!

At least in NY state it isn't

 

[SFBayArea]

Banks are just looking make money in different ways after financial reform was passed. My dump bank charges $14.00/mo if I don't have $1500 in the checking account. They're making money off of my money that I don't get interest on but I have to have it there.

 

[FL Junkman]

TD Banks here in my area are not good dump banks for halves. The bag on the machine fills every $100. so even if you just plan to dump a few hundred dollars, it takes forever to complete the transaction, plus I've had a couple of their machines malfunction on me this month. Another pain. They seem to be OK for pennies. I dumped them several times with no problems. I've only been using TD for a few weeks but am not impressed. HH

FL Junkman

 

[gotgot]

TD's penny arcades are for just that, pennies. I dump a lot of nicks there and yes the bags fill at 100 dollars. It gets old, but the machines are so fast. I couldn't imagine dumping dimes or halves there. Could you imagine 20 bag changes at 100 dollars each?

I still don't understand why people don't want to re-roll their halves. It take next to no time to re-roll, and then you can turn them in at any branch of any bank you do business with.

BTW, don't know about your neck of the woods, but Sunday is now Dumpday thanks to TD. TD rules!! Where else can you go dump and get back home in time to bet the 1 PM games lol

 

[fistfulladirt]

TD's penny arcades are for just that, pennies. I dump a lot of nicks there and yes the bags fill at 100 dollars. It gets old, but the machines are so fast. I couldn't imagine dumping dimes or halves there. Could you imagine 20 bag changes at 100 dollars each?

I still don't understand why people don't want to re-roll their halves. It take next to no time to re-roll, and then you can turn them in at any branch of any bank you do business with.

BTW, don't know about your neck of the woods, but Sunday is now Dumpday thanks to TD. TD rules!! Where else can you go dump and get back home in time to bet the 1 PM games lol

Not in my case. I have a credit union and a bank that both refuse to take rolled coin. That's the reason that they have the machine, so they don't have to deal with customer rolls, personal info on rolls, and shorted rolls. ffd

 

[Hi Ho Silver!]

Always been that way around my neck of the woods

 

[padlock]

Always been that way around my neck of the woods

there has been a fee for non members for a while here in MI I just opened a saving account there with $50 in it, its all good

 

[steeda]

There is a fee here in South FL also. I went in there about two weeks ago looking to dump halves and one teller told me that I needed an account. Like others have said, it's not worth it. I just bring the boxes to my local CU and they count within minutes.

BankAtlantic says they offer free coin counting for non-members, but I haven't verified that.

 

[jim4silver]

Why should a bank take coin from a non-customer? If someone isn't willing to at least open a $50 savings account (or whatever the minimum is) so they can use the coin counter for free, the bank has every right to tell them to take a walk I believe.

Some folks here have banks where they ARE customers and the bank wants to charge them to take their coins. Now that is a raw deal in my opinion.

Jim

 

[quiksilver]

Dont dump dimes at TD. It often counts them as pennies.

 

[BttleDiggerDrew]

Why should a bank take coin from a non-customer? If someone isn't willing to at least open a $50 savings account (or whatever the minimum is) so they can use the coin counter for free, the bank has every right to tell them to take a walk I believe.

Some folks here have banks where they ARE customers and the bank wants to charge them to take their coins. Now that is a raw deal in my opinion.

Jim

Bad company procedure

 

[jim4silver]

Why should a bank take coin from a non-customer? If someone isn't willing to at least open a $50 savings account (or whatever the minimum is) so they can use the coin counter for free, the bank has every right to tell them to take a walk I believe.

Some folks here have banks where they ARE customers and the bank wants to charge them to take their coins. Now that is a raw deal in my opinion.

Jim

Bad company procedure

Yes it would be nice for a bank to run non-customer's coins without charge. But they don't really ask for much from you to have the privilege of using their machine (small savings account, etc).

Have you ever owned a for-profit company/corporation? If you are an employee, do you work for free at your job? It still takes a bank employee time to empty the coin machine, fix it when it jams, give you the cash when you are finished, etc.

I have a bank or two that will sell me boxes of halves if I want them and I am not a customer there because they are kind of far away from where I live. But if they ever changed their policies I could not hold it against them.

Jim

 

[cyberdan]

I still don't understand why people don't want to re-roll their halves. It take next to no time to re-roll, and then you can turn them in at any branch of any bank you do business with.

That would be no problem if I only had $100 to reroll. There was a time when I did $2000 a week. No problem returning when Wells Fargo provided me bags that hold $500 each. I take in 2 at a time and get immediate credit and NO FEES.

 

[BttleDiggerDrew]

Why should a bank take coin from a non-customer? If someone isn't willing to at least open a $50 savings account (or whatever the minimum is) so they can use the coin counter for free, the bank has every right to tell them to take a walk I believe.

Some folks here have banks where they ARE customers and the bank wants to charge them to take their coins. Now that is a raw deal in my opinion.

Jim

If they were selling or providing their own product, yes. In this case they are not and its not good business practice in order to get new customers, its do it or be damned..So TD Bank your damned!...Unfortunately, there is no BOA within 15 miles of my location.

Bad company procedure

Yes it would be nice for a bank to run non-customer's coins without charge. But they don't really ask for much from you to have the privilege of using their machine (small savings account, etc).

Have you ever owned a for-profit company/corporation? If you are an employee, do you work for free at your job? It still takes a bank employee time to empty the coin machine, fix it when it jams, give you the cash when you are finished, etc.

I have a bank or two that will sell me boxes of halves if I want them and I am not a customer there because they are kind of far away from where I live. But if they ever changed their policies I could not hold it against them.

Jim