Jim, CF...The Market and Kitco screen price might show $20 sometime in the next few days, or weeks, but we all know the real buying price of spot silver is around 26-28 bucks. Buying at 20 or under would be a real deal. But, other than catching a neighbor or acquittance with nervous, or weak hands, I don't know how to buy it other than an occasion deal on some obscure piece of heavy silver.
That old saying, never throw your money into a wagon heading down hill toward a cliff keeps running through my mind. lol