chase accounts terminated.

Kilerclown25 · Apr 29, 2013

I went to deposit 50$ in cents and I was told by a teller that I needed to talk to a banker. Well after half an hour with this man he said that all my accounts where permanently closed and I was not even able to open a new account with them. He said it was a chase compliance issue and he was not allowed to tell me what that even ment. I have been with chase for 2 years and never a problem. I suspect it is because of my many many many deposits and withdrawals in short times? Could this be a result of my CRH hobby?

NW Digger · Apr 29, 2013

Wow such BS, you think someone would at least give a valid reason, really getting tired of banks! :BangHead:

Iamrussell · Apr 29, 2013

WOW- that sucks, another reason I'm very glad I closed my account with them several yrs ago- they DONT care about their customers period!

Codes · Apr 29, 2013

Wow, that's a pretty harsh move on their part. It could very well be because of the numerous deposits and withdraws in a short period of time. I wouldn't make too much of it though. Just find another bank and move on.

Kilerclown25 · Apr 29, 2013

Yeah and they are sending me a check with all my assets in the mail in 2-4 weeks. So I have 50$ in cents to last all of my needs for the next 2-4 weeks. :/ I may have to sell some of my silver. Darn chase!!!
If you guys don't mind me asking what bank should I use in the Midwest?

jwb · Apr 29, 2013

2-4 weeks

? That is BS!

I'm on my last straw with Chase as well, they have screwed me a few times in the past and only made right on one of them (of course the one that involved the lowest amount of money).

crhstreetwalker · Apr 29, 2013

Chase permanently closed my accounts as well as a few other members on here too. I was pulling over 80 boxes a week from them though, all of which were recorded to my "free" checking account. I agree that Chase ranks highest on the chart for not caring about their customers. The Chase deception.

Codes · Apr 29, 2013

Kilerclown25 said:
If you guys don't mind me asking what bank should I use in the Midwest?

Wells Fargo has been pretty good to me. The key is moderation. Don't go out and order an insane amount of boxes with a free checking account and expect everything to be ok.

LooseChange · Apr 29, 2013

When that certain someone tells them to close your accounts, they are forbidden by law to tell you why they did it. Google "bank closed my account for no reason" or "bank won't tell me why they closed my account" or "can a bank close your account for no reason." Notice how once you start typing the search, it auto completes. It happens to people all the time. These people then make such a fuss about about it that it is apparent they are not a threat to the security of their home land.

They wouldn't try to draw more attention to themselves if they were the nefarious outlaws they are suspected of being. The banks are not allowed to tell why they freeze you because if they did, it would divulge the "suspicious activity" that triggers the ever watchful eye to wield its never ending muscle. If the triggers became known, the no-goods could change their behavior just enough to not be noticed.

I guess so long as it makes someone, somewhere feel safer, what's the harm in impeding a law-abider's ability to get paid or pay his/her bills? It's worth it right? To feel safer... So that the bad guys can't have money... It's worth it. Right?

Kilerclown25 · Apr 29, 2013

Yeah I understand why it was done bit I still don't like it. :P I will try Wells Fargo and see what they can do for me. Would you guys say I should open a business account if I plan on ordering a large amount of boxes?

TheNotoriousA.G. · Apr 29, 2013

Codes said:
Wells Fargo has been pretty good to me. The key is moderation. Don't go out and order an insane amount of boxes with a free checking account and expect everything to be ok.

4 boxes/week here with Chase. Opened a new account with them a few months back for $120 bonus, specifically for 4 boxes of halves a week. Branch manager even said I could dump them back if I wanted (never will). ~$2k balance to keep em happy. No issues yet.

WF is also good to me with 6-8 boxes a week on ~$3k balance. They also know the only purpose of the acct is for halves. However, about 1/4 boxes have been obvious dumps.

Find a new bank that will accommodate you, and sorry for them holding your dough hostage for that long.

Kilerclown25 · Apr 29, 2013

Thanks for the info AG! I'm gonna try Wells Fargo and bank of America. Well when I get all of my money back I will. So do you think I should have a business account with either of them?

TheNotoriousA.G. · Apr 29, 2013

Kilerclown25 said:
Thanks for the info AG! I'm gonna try Wells Fargo and bank of America. Well when I get all of my money back I will. So do you think I should have a business account with either of them?

Only if you enjoy paying fees and want to have all the transactions possibly logged with the IRS.

Kilerclown25 · Apr 29, 2013

Aah well I'm probably gonna just have a personal account. Haha

CopperHoarder · Apr 29, 2013

Get a relative to dump coins for you. Get $50,000.00 in halves or cents then have them dump em :censored:

TimZim · Apr 29, 2013

Td closed my acct So am not sure how it happened but my last bags were short over $1600 screw them. So now I have someone else do my dumping in td bags and penny arcade.Screw there fees!!

Keppy · Apr 29, 2013

Chase .. Is a weird outfit my wife and grand son had a joint checking account there ... And got a check from Oppenheimer Funds with both there names on it My grandson signed it then my wife signed under his name.......... They told her they could not deposit it in there checking account .... The reason they said was my wifes name should be on top and my grandsons under hers .....My grandsons name was on top and my wifes under his ...... So they could not accept the check.......................So they went to another Chase the one we never go to ... And they let them deposit the check and asked us if they the teller and bank manager were crazy at the Chase we use..... I said i thought they were nuts....... But we do not use Chase any more...................The Chase that would not take it was in Madison Ohio...... The Chase that took it was in Painesville Ohio.......And the Chase in madison was the one we used all the time......... And they just wanted to deposit the check in there account no cash back

?

jrf30 · Apr 30, 2013

You're kidding, right? "Chase permanently closed my accounts as well as a few other members on here too. I was pulling over 80 boxes a week from them though, all of which were recorded to my "free" checking account. I agree that Chase ranks highest on the chart for not caring about their customers. The Chase deception." You think the BANK was wrong in this case? You have a small account, which is free to you. you ABUSE the bank by ordering 80 boxes a WEEK. they decide they are losing money on you, so they close your account. And you blame THEM?

Amazing!

What an attitude of entitlement! Dude, they are a business. They are WELL within their rights to say that you are costing them money, they don't want to do it, and they don't want your business. So you move on to the naxt bank. And try not to do 80 boxes a week! that's just SMART on your side. You weren't a customer of theirs. You were a leech to them. Draining them of time, money and resources. If you did 20 boxes a week there, and 20 at Wells, and 20 at BoA, maybe you'd be fine. But to abuse your account and the bank like you did and expect them to like it? I'll say it again. Amazing!