I was leary about e-bay for quite a while before I joined. Well, I started buying stuff and I decided this is what I will do and it has worked for me so far and I only had one problem, which I will explain. I send them an e-mail after I win the bid, asking for thier physical address, (I will not send payment to a P.O. Box), I always pay by U.S. Postal money order no matter what. Before I get the money order and the seller has given me his physical address, I research who is actually living thier which is easy.
Then I get the money orders and send them off express mail that way the payment is guarrenteed at the seller within a day or 2 max. There should be a very short period for the seller to get the item shipped, especially if he is using UPS/FedEx. I tell my sellers to send me an e-mail with tracking number.. and other than the one time everyhing has run smoothly.
Now to my only 1 issue. I bought an original 1976 Gibson Explorer from a seller in Miami, Fla. I sent 3 Postal Money Orders after talking to the seller not once but 3 times and we had good communication after the winning bid, after the money order sent and the day after it was mailed to confirm he got the money orders. I had already searched his physical address. Well, about 4 days later I called to see if he got the guitar shipped as I had not heard from him. He didn't answer his phone, I sent an e-mail, he didn't reply. I called 2 more times and no answer, I sent another e-mail which was still not answered. The last e-mail I sent him was that I was a Texas State Trooper and that being he wasn't going to reply back to my e-mails, I made contact with the Post Office and reported the money orders stolen and that I was flying personally to Miami, to meet with the local law enforcement there to press charges for internet and mail fraud, (which in the last e-mail sent, I stated what the jail term was if he was a 1st time criminal), Well, I still had no contact with him and I was actually going to fly down to Miami and find this guy personally about a month later I got the envelope the day I was to fly to Miami, unopened with the money orders in it. The letter was unopened and stamped, "return to sender". I went back to the post office and gave them the money orders and they gave me 2 new ones and I deposited them in my bank. Didn't cost me any extra money and I canceled my flight.
I knew after this guy quit talking to me after I told him I got the Money Orders sent that something wasn't right, and I wasn't going to be dooped out of $1,150.00 so I took immediate action. I was lucky to get my money back. I tell everyone to use Postal Money Orders and don't use PayPal, as e-bay OWNS PayPal. I have my bank info for PayPal as required by e-bay, but regardless of the amount I haev to pay to the seller, I ALWAYS use Postal Money Orders and I explain to the sellers why and they agree.
Of course I DON"T work for Texas State Police, but the seller DIDN'T KNOW THAT. One thing a criminal doesn't want to do is doop a Law Enforcement Officer, because in any case, they will definitly lose. I wasn't impersonating a law enforcement office but I called the sellers bluff and he took the bait and I got my money back. sellers never know who they are selling to, especially if they want to rip you off. I NEVER use PayPal. Those who use ebay take my experience and use Postal Money Orders to pay for your item, at least that way you haev a bot more protection in getting your money back. A postal money order is a federal document so keep that in mind next time using ebay.