Like the other posters have said, what works for us might not work for you. It is impossible to know which banks have silver without going and checking them. A bank with no halves at all an hour ago could have gotten a collection dump of 5 solid Walking Liberties 15 minutes after you left. That is why most of us check all the banks in an area fairly frequently. It is also impossible to say which banks have free coin counters and which ones will charge you a fee because every branch is different. Every branch has different people working in it and is designed to service different customers. The bank with a coin counter which fills the bag at $500 of halves isn't going to really want you dumping $1500 there. On the other hand, a bank with a coin counter that fills the bag at $2000 might not mind it as much. Similarly, the bank with a lot of room in their vault for boxes of coin and who regularly orders coin, isn't going to mind getting you a box of halves. On the other hand, a bank which maybe gets a few boxes of pennies, dimes and quarters every two to three weeks and is a tiny bank where space is at a premium isn't going to be the most happy about ordering you boxes of halves. You need to know your bank and know your tellers, and no one can tell you how they will act/react, you have to do that yourself.