Ok, so heres the scenario...Help? *UPDATE*

[GimmeSomeSilver]

Ok, so here's the scenario...Help? *UPDATE*

Hey everone. Hopefully you can help me out a little bit, but here's the story...Today I took a buddy of mine to cash his check and while he was in the bank I asked him to pick me up some coins and gave him $1000. So he got me all cwr, $400 in dimes and $600 in quarters. After the bank closed and I got home, I opened all the dimes and got 3 silver Rosie's, but then I moved on to the quarters, and not only did I get skunked, but EVERY roll was 2 quarters short. Some of the rolls have account numbers on them which is a *requirement* in case something like this happens I'm assuming, but 90% of the rolls don't have anything. I'm a little angry that some lowlife would purposely short his rolls before dumping them and do you think the bank would refund me the $30 I am short? What should I say to them? Anything would help, and I know there are some great people on here with vast knowledge, so let me know!

Thanks & HH,
Cody.

Well, Yesterday I went in as soon as they opened, and to my surprise, they were polite as can be. The head manager listened to what I had to say and took me over to the teller that sold me the rolls and they fully refunded me for what I was short. It's nice to see a bank like that.

 

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[fistfulladirt]

Re: Ok, so here's the scenario...HELP?

It's too bad, but once you left the bank you are S-O-O-L. Personally, I might mention it, but not raise a big stink, as they might cut you off from buying any future rolls.

 

[SilverFace]

Re: Ok, so here's the scenario...HELP?

I think it might be tough to get the bank to give you the money you were shorted but it might be worth talking to someone @ the bank and explaining what happened and telling them you have an acct # from some of the rolls.

A while back I remember getting $300+ in cwr halves and every 3rd or 4th roll was at least $.50 short which seemed obvious the dumper did this intentionally to try and stretch out the coins (so to speak) so he could get more rolls. This happened again to me at this same bank with a smaller amount so I called the bank and explained the situation but I was told there was nothing they could do because nothing could be verified. But I at least wanted to give the bank a heads up about the situation to try and prevent it from happening again.

But I didn't have an acct # (which might not even be correct) like you do so I don't know if the bank might be willing/able to contact the customer about this and maybe do something for you.

This just seems to be one of the risks and occasional costs of searching cwr's.

Anyway, good luck.

 

[Bigheed]

Re: Ok, so here's the scenario...HELP?

you can try but thats the risk of CWR....can pay big dividends but it can also bite you in the arse.

I stopped buying CWR quarters from my banks because people would stuff a penny or nickel in most rolls.

I just stopped buying it, but if the $30 is a big deal, bring it up, they will probably refund you if you make your case good.

 

[Gilmore Happy]

Re: Ok, so here's the scenario...HELP?

Simple dude, redump them.

You got them from a bank...give them back to a bank. The next guy will be shorted and around goes the cycle. Welcome to the CWR world. I redump CWR everyday and no one verifies. If it comes up that they look short...say I just got these from XYZ bank yesterday just like this, that is how I got them.

It's a non-issue. Redump and play --deleted--.

I cant believe ig- nora- nt gets deleted

 

[madwest]

Re: Ok, so here's the scenario...HELP?

I agree with everyone.

You likely can't get reimbursed for what you lost on the cash exchange.

You should mention it to the bank - but in a way that you are informing them to watch this particular customer next time. It sounds like it is your buddy's bank not yours, so you might not have the right relationship to say too much anyway. They might be appreciative that you mention it, they might get defensive. It's hard to predict.

IMHO CWRs are like bags off the machine. You are taking a risk when you accept them.

It sucks. ppl are too often trying to find ways nefarious ways to get ahead.

 

[GimmeSomeSilver]

Re: Ok, so here's the scenario...HELP?

It's too bad, but once you left the bank you are S-O-O-L. Personally, I might mention it, but not raise a big stink, as they might cut you off from buying any future rolls.

I see your point but it's not like I really could have known at the time, unfortunately. Key banks in my area do the smart thing, they weigh every roll before they accept it.

I think it might be tough to get the bank to give you the money you were shorted but it might be worth talking to someone @ the bank and explaining what happened and telling them you have an acct # from some of the rolls.

A while back I remember getting $300+ in cwr halves and every 3rd or 4th roll was at least $.50 short which seemed obvious the dumper did this intentionally to try and stretch out the coins (so to speak) so he could get more rolls. This happened again to me at this same bank with a smaller amount so I called the bank and explained the situation but I was told there was nothing they could do because nothing could be verified. But I at least wanted to give the bank a heads up about the situation to try and prevent it from happening again.

But I didn't have an acct # like you do so I don't know if the bank might be willing/able to contact the customer about this and maybe do something for you.

This just seems to be the risk and occasional costs of searching cwr's.

Anyway, good luck.

I am assuming they *require* account numbers on the rolls for scenarios like this. Hopefully they can figure something out with it. If not, I'll just give them those rolls back next week, no reason I should take a hit for it.

 

[GimmeSomeSilver]

Re: Ok, so here's the scenario...HELP?

Simple dude, redump them.

You got them from a bank...give them back to a bank. The next guy will be shorted and around goes the cycle. Welcome to the CWR world. I redump CWR everyday and no one verifies. If it comes up that they look short...say I just got these from XYZ bank yesterday just like this, that is how I got them.

It's a non-issue. Redump and play --deleted--.

I cant believe ig- norna- nt gets deleted

Seem's like the easiest solution. Maybe I'll take them to a bank a little farther away than normal.

 

[clovis97]

Re: Ok, so here's the scenario...HELP?

I would at least tell the bank in a very polite manner.

A local Chase bank was very interested when I told them that my dime rolls were stuffed with pennies, and offered a refund of what I was shorted. I think I found 26 pennies total...not worth the gas or time to drive back to the bank.

I am sorry that you got shorted; I know the feeling.

 

[GimmeSomeSilver]

Re: Ok, so here's the scenario...HELP?

I would at least tell the bank in a very polite manner.

A local Chase bank was very interested when I told them that my dime rolls were stuffed with pennies, and offered a refund of what I was shorted. I think I found 26 pennies total...not worth the gas or time to drive back to the bank.

I am sorry that you got shorted; I know the feeling.

Yea, I'm gonna get there as soon as they open so it looks a little better than waiting until later. And even if I don't get refunded, you're right, they would probably still like to know about it.

Thanks for the help everyone!

 

[ronbo22]

Re: Ok, so here's the scenario...HELP?

How good a buddy is your buddy. I find it suspicoius that all of the rolls were short even though they had different account numbers. So 3 scenarios exist:

1. somebody at the bank did it
2. your buddy did it
3. A community wide effort to short rolls

 

[JT10]

Re: Ok, so here's the scenario...HELP?

If you are really bothered by it, then call the bank and explain what happened. It is possible that someone else who searched them ran them through one of those cheap coin-sorters that was mis-calibrated. I have gotten nickel rolls that were all short by a nickel, and other times rolls that were all over by a nickel or a dime.

However, I would strongly advise against just short dumping those rolls again. If every roll was over by 2 quarters, would you keep the $30 profit or pass it on to the next guy? Short and over rolls are part of the game, and both should be accepted as the cost of the hobby. Knowingly passing off short rolls is immoral and illegal and it doesn't matter if you acquired them short or not.

 

[GimmeSomeSilver]

Re: Ok, so here's the scenario...HELP?

How good a buddy is your buddy. I find it suspicoius that all of the rolls were short even though they had different account numbers. So 3 scenarios exist:

1. somebody at the bank did it
2. your buddy did it
3. A community wide effort to short rolls

I'm thinking the guy got those rolls from another branch and just dumped them at this location. And he's been my best buddy for 10 years and he came straight from the bank back to my car, so there's no question if it was him. BUT, it could be someone at the bank, you never know...

 

[GimmeSomeSilver]

Re: Ok, so here's the scenario...HELP?

If every roll was over by 2 quarters, would you keep the $30 profit or pass it on to the next guy?

I've had plenty of rolls that were over before, like Gilmore said, it's a cycle and pass it on. Besides, it's not even entirely about the money but more about the principle. If I buy coins, I expect there to be what I paid for. And it's not like it was 1 coin here or there...I was $30 short.

 

[Captaindoodle]

Re: Ok, so here's the scenario...HELP?

I recommend chalking $30 up as a cost of playing the game.

The more issues you create for the banks you deal with, the more likely they are to see you and other CRH's as a PITA.

I've come up short many times, and when I'm short I true up the rolls so my integrity is never questioned...call it Karma, having a conscience or being a sucker, but with all the good stuff I've found over the years I believe in playing it straight.

Ultimately it is up to you to make the right choice.

HH,
CD

 

[Gilmore Happy]

Re: Ok, so here's the scenario...HELP?

I recommend chalking $30 up as a cost of playing the game.

God I cant think of worst advice. Why dont you just clean up all the cigarette butts at a stoplight while youre at it. People shouldnt litter, and not picking up litter when you see it on the beautiful planet is just plain wrong, right? You could spend 43 lifetimes trying to clean up and fix other people's issues.

Why on planet Earth would you chalk up the cost when the bank gave you shorted rolls to begin with? That's like paying Donald Trump's mortgage balance becuase there was error somewhere in the processing. Obviously the bank doesnt care or verify...just find another bank that doenst care or verify. If you have a problem ethically about redumping them, go back to the bank...they will be happy to give back $30!! Dont pay Donald Trumps mortgage when the man can afford it. Not hard. It's the game.

 

[JT10]

Re: Ok, so here's the scenario...HELP?

...just find another bank that doenst care or verify.

*THIS* has to be the worst possible advice. Going back to the original bank and complaining is an option - but you run the risk of being cut off from getting more rolls there. If you don't care about that - then go complain. However, passing the rolls on to another bank is both immoral and illegal.

Do you really want to defraud a bank (and in reality you are not defrauding the bank, you are defrauding the next customer who may be a guy just like you) over $30? Maybe you won't be caught, and maybe you will. If you are, you could be banned from that bank in the future, and possibly have criminal charges filed. If you knowingly turn in those short roles to another bank you are stealing from that bank.

 

[madwest]

Re: Ok, so here's the scenario...HELP?

I recommend chalking $30 up as a cost of playing the game.

God I cant think of worst advice.

The hobby does have expenses with it.

Some people give treats to tellers, that's an expense of the hobby.
Some take long road trips, that's an expense of the hobby.
Some buy coin wrappers to roll their dumps, that's an expense of the hobby.
Some get shorted by the coin counter, that's an expense of the hobby.
Some pay a per box fee for coin orders, that's an expense of the hobby.
Some get shorted on bags or CWRs, that's an expense of the hobby.

If the cost of treats is too high, give smiles and compliments instead.
If the cost of fuel is too high, only use branches on your normal route.
If the cost of paper rolls is too high, use coinstar and buy Lowes or Amazon cards.
If the machine shortages are too high, break the dumps into small, pre-counted batches.
If the cost for boxes is too high, only search loose.
If the bag/CWR losses are too great, stick to MWR.

Otherwise take it as it comes.

If it is OK to short dump this time because of the circumstances, why don't short dump next time - because the supply bank made a mistake and you had to make two trips to pick up instead of one. That bank obviously owes you some gas $ right? Or, you found a Mexican Peso in a roll of halves ($0.07 exchange). That bank owes you at least $0.43 right? Or, you saw a silver quarter in the teller tray and she wouldn't sell it to your for face. That bank owes you $4.75 right? If you can't get your just desserts from this bank, get it from the next one right? Maybe get it in advance while you're at it. Where does it stop?

Just because someone else got away with dumping shorts, and you might get away with, doesn't make it the right answer.

 

[Gilmore Happy]

Re: Ok, so here's the scenario...HELP?

...just find another bank that doenst care or verify.

*THIS* has to be the worst possible advice. Going back to the original bank and complaining is an option - but you run the risk of being cut off from getting more rolls there. If you don't care about that - then go complain. However, passing the rolls on to another bank is both immoral and illegal.

Do you really want to defraud a bank (and in reality you are not defrauding the bank, you are defrauding the next customer who may be a guy just like you) over $30? Maybe you won't be caught, and maybe you will. If you are, you could be banned from that bank in the future, and possibly have criminal charges filed. If you knowingly turn in those short roles to another bank you are stealing from that bank.

You have got to be the most naieve person on the planet. Criminal charges??

Who hear personlly counts through $1000's of CWR dimes to verify they are all there for each roll. Take them out, look for silver, slide them back in, redump.

Where Cody went wrong first of all, was searching quarters.
Second of all, you counted them because they looked short (Im assuming). Now you have an ethical issue/and legal is you want to get technical.

This is a losing argument, because in Phoenix, there are 1000's of banks that quite frankly dont give a fuck. They take in coin, re issue the same coin, leaving the recipient to verfiy. And if you sit there and verify, you have no life and should probably go start an ant farm

 

[madwest]

Re: Ok, so here's the scenario...HELP?

...start an ant farm

I tried ant farming once and failed. .
I'm guessing that I planted them too deep or too close together .