I had an eBay business selling unlocked mobile phones. they were selling like crazy. My PayPal account went from $100 to $10,000 in a week. Paypal saw this and froze my account and asked me to verify my bank account, address, ID etc. I immediately uploaded the information they asked for and they said it would take a few days to reopen my account. Well a few days went buy and my buyers were asking where there products were. I contacted Payal and they said they did not get my information. I faxed all the info this time. A day later I called to find out what the hold up was and they said they never got the fax. By now my customers were worried that I was a fraud and they got ripped off. I tried to explain the problem to them that PP had froze my account. No one wanted to listen and they all started filing undelivered item disputes with PP and eBay. So now I had to start refunding the money back to the customers. Well, as we all know eBay takes a final value fee right out of the PP account and also the listing fees. Well guess what? I had to refund money to 53 buyers and did not have enough money in the PP account to cover them all because of eBay's fees that they took out. I was on the phone with eBay and PP for months trying to sort it all out. It took me emailing directly to the president of eBay to get my FVFs refunded. It was not my fault the buyers did not get the product and they filed the disputes. It was a huge mess.I had thousands tied up for months. PP never reinstated my account and eBay banned me from opening another account. I had been in excellent standing with eBay since 1999 with 800 feedbacks and a 98% positive rating. I was also in good standing with PP since 2001. Pay pal screwed me bad. They totally ruined my eBay reputation and my business. Even if I could, I would never deal with PayPal again. This has happened to a lot of other people, check out
http://www.paypalsucks.com/ I hope you have better luck with them.