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I usually give away the non precious metal jewelry to people who show an interest. All Gold and nice Silver I keep... not sure what I'm going to do with them in the future.
About all my family have went thru my jewelry ..... and of course ended up with some. That refinery in Texas is still taking our stuff....... but at 95% melt. Ive only heard one guy complain about the pay out....... and its no longer a family business. Sometimes you can find a local jewelry store who will pay out 80% and some clubs have jewelry store owner in them. By time you pay shipping and insurance...... it can be best to sell local and know up front what you are getting. I realize we have nothing but time and money in it....... but gold is really down so unless you need the money hang onto it.
Gold prices down is an understatement and Platinum is the lowest I have ever seen it.