Lots of different opinions and that is great. But some incorrect assertions too. To wit, silver bars are difficult to sell?? That is not true. 1, 5 and 10 ounce bars are very liquid if you are selling to a coin dealer. 100 ounce bars are very liquid too, but, you run the slight risk of a drill and fill bar. Personally, I avoid 100 ouncers because of that very slight risk, but 1, 5 and 10 ouncers are great if from a reputable refiner and at a good price. They stack nicely and are .999. I have been in coin stores though and saw dozens of 100 ouncers come in and go out and nobody seems too concerned about drill and filled bars. Me, I would be pinging them all over to see if there is a "thud".
Some say if silver falls gold will too, that might be true to a point but historically when silver does fall big gold falls small. Conversely silver tends to make higher gains when it does go up over the long haul.
Everyone should have both gold and silver. But if you are just starting out silver is probably a better bet for higher percentage gains in the future, but if you have a decent silver stash definitely diversify some $$$ into gold.
Jim