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Coin machine ethics

Novapax

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Just found out that my CU has free coin machine use for kids. Both of my kids have accounts.

Would it be unethical to use their accounts to funnel my coin dumps? Wife says I shouldn't.

Any ideas or thoughts.

Novapax
 
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My credit Union is free for kids, 5% for adult account holders, and 10% for non-account holders. My kids have been depositing a LOT of half dollars. I use the half dollars to shift my savings from my bank to the Credit union. I am slowly building up my savings.
 

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