There is tons of information on this topic via the other threads but yes I would start and end with banks..To find halfs you have to think where they would be if you had some and needed to turn them into cash, thats what you're looking for those people that need the money and end up turning in their dads silver for worthless paper..It can be frustrating, a lot of times its hard to even find a bank that has ANY halfs maybe 1.50 worth etc..For example I called 10 banks today and only one bank had 1.50 worth..But if you dont call you never know..I found 154 40 percenters at one bank just making one random call to a bank i've never heard of..thats what its all about, just wing it..thats what I try to remember whenever I dont feel like calling banks on a certain day, gotta remember the huge score to keep you going! I think the majority of the retail half's get scooped up by the teenage cashiers because they are cool or different and also because there is no place for them in a standard register..My experience with banks has been for the most part good, you just have to remember they are doing their job and are there to serve you, asking for halves isn't too out of the ordinary since it is in fact MONEY! Going into a bank for the first time asking for halves can be nerve wracking, I know the first time I asked for halves I felt like I was asking a girl on a date, nervous as all get out! But you will find that fades away a bit the more you do it. If they say no always say thank you, makes the rejection less hurtful..Its just like anything you get better as you go! On the positive side, if tellers say they don't have any halves, its a HUGE indicator that you know there is no other dumpers/searchers in your area..If this is the case you should get to ordering your first box and let the games begin. Its not too shocking to find at least one 40 percenter every few boxes, be on the lookout for proof coins too. I prefer CWR but you never know what you may get in a box especially if there is no CWR in your area..Just my two cents! Good luck!