JMHO, but I believe having all that personal info inside your cell phone is just nuts.
I have a later generation Iphone, but it is used strictly for phone calls, text and photo's.
IMO, putting your credit card info, bank account info and other personal information
in a cell phone is like putting your precious gold ore in a bucket full of holes. I don't go
on the web on my phone, nor do email. The only password on the phone is my Iphone
password, and I don't think they can buy much with that.
I keep a separate bank account that is used for all online purchases, and only transfer
the needed amount into it. If it gets hacked, the best they'll get is about five bucks.
I have a desktop computer I use for all the rest. I've been running
Bitdefender for several
years; it's considered as the best out there, and it's always done it's job. If it says "Don't
do this", then I listen to it.
Not that it won't ever happen, but so far I've never had a credit card or any other account hacked.