I would dare say that a high majority of the people who regularly CRH all had the same experience in the beginning. This is also how it went for me, I started out by saving every single NIFC, S-mint, and any 1987's. In fact, to take it one step further, I was setting aside the ones that looked like proofs. The ones that you opened the roll, and think there is a proof, but then when you look it isnt cameo, and isnt a "S" mint. As some have already mentioned, this behavior will not only get old very quick (few weeks at most), but it will also begin to tie up alot of your funds for CRH'ing. So fast forward a few months, and I throw back everything but silvers. I even found 2 1987's last night that I threw back, I started saving those early on too, but now that I have over 10 of them, I got the impression that they are not nearly as uncommon as you would think. Also note that all the ones that are NIFC (including 87's) come in a sealed pkg. at some point, with the intention to get collectors interested in "saving" them for a later date in hopes they will go up in value. So, with that said, my logic tells me that there is no way they will ever be worth anything more than face value just because of how many people will have Mint State half dollars from those years. I would be willing to bet, that if you wanted to hold onto clad half dollars in hopes of them appreciating in value, your best chance would be to hold onto the most common-years, and set aside the ones that are absolutely MS grade. There will be much less "mint sate" common circulation yrs half dollars in 100 yrs than all the NIFC people saved in the original wrappers setting in a drawer somewhere.
IMHO. Does anyone agree with my logic? I could be completely bass ackwards, I am a complete newbie on every front when talking numismatics.
Happy hunting.