As a kid, I stepped on what appeared to be normal ground - then the ground came alive with Yellow Jackets. My Dad was home. Fortunately we lived in the country (no neighbors) cause I stripped right there in the front yard!
A year or two later, we had a huge nest of Red Wasps in the end of the house. I'd ride by on my little Honda Mini-Trail 50 and slap the house. One time they decided to follow me. I went over 1/4 mile before the last of the wasps finally stopped chasing.
When the wife and I moved up here, we found a spot where Bumble Bees had made a nest in the ground. We covered the area with a bag of lime - problem solved.
Then had a couple years here where Yellow Jackets had built a nest in an old bus seat out in the edge of the woods. After several years, I was finally able to work the old seat up through the tangle of roots, and finally understood why they were so safe there!
Then year before last, was chopping a small stump below ground level when I felt this searing pain on my neck! Just then I saw a Yellow Jacket land on me, but apparently it couldn't get the stinger through - but the first one was still stinging!! Is funny - I would regularly mow over that spot with the riding mower without problem, but they sure didn't like the vibrations of the axe hitting that small stump and them just 2 to 3 feet away. I sprayed, then covered the hole with some dirt - didn't work. Even put dirt in a plastic grocery bag - they bore through it!! Was finally able to put a concrete block over the hole - they tunneled around!! So finally I just waited for winter (a couple more weeks

) and was able to stop the terror permanently.
Since then, have had very few Yellow Jackets here. Still have the hornets, Bumble Bees, Carpenter Bees, skeeters, biting flies and horse flies, but they aren't so bad usually - unless it's prime skeeter season!! Skeeter season always lasts at least a full month!
Have found some awesome hornet's nests since then also. Wife now has them in storage, waiting for inspiration on a nice nature display. Oh, while string trimming (walk-behind trimmer) a few days ago, stirred up a nest of Bumble Bees. No stings. They're beneficial, so just left them there. They don't seem to mind much when just a mower comes by, but they don't like someone moving slower than walking speed!!