I pay for my own insurance now and like the way things are.
i don't know where your from or how much money you have but for if it weren't for my job i would be paying $1200 a month just for my wife and i. my mortgage isn't even that high.
You and I do not pay for healthcare now if somebody goes to the ER without health insurance. That patient will get sued if they do not pay their bill, and if they declare bankruptcy the hospital/doctors do not get paid. Otherwise, the collection agencies chase the debtor around until it gets paid or they give up on it.
i beg to differ here. we do pay for all those visits. how can you sue someone who uses an alias. how can you sue someone who has nothing. and how can you even find them since most are constantly moving from one rental to another. tthese people are pros at getting something for nothing.they will go to an emergency room for a cold or stomach ache rather than go to a regular doctor because they don't have to wait and can't be turned down. and they know this. we just had a major hospital in Roxborough, Pa. that was forced to close. it was right next door to a major housing developement. why was it closed you ask? because 48% of all emergency room visits and stays were from people who couldn't pay.
I for one am tired off taking up the *** from these insurance companies. Talk about rationing and getting screwed over by insurance company actuaries. Who do you think is deciding what medicine you can get and what services you get. It isn't your doctor. Don't let anyone fool you who is in charge. The profit margin they are pulling is ridiculous. And the money they spend on all these ads to pressure doctors to prescribe these so called needed medication...who pays for those. Yup you and me.
there are 2 main reasons for the rise in healthcare. first off is the drug companies. they say its the cost of research in producing the medicine. i'm sure if it was a good drug that is commonly used then it shouldn't take them too long to recoup those costs. so why don't the prices go down after the initial overhead is payed for?. why? because were still paying for all the advertising on major networks and all the high paid reps who go doctor to doctor pushing thier product. the other reason is as stated above. too many people taking advantage of the system. here in Philly most of the upper class has left for greener pastures. without thier tax base all the burden is put on the average working class joes like you and me. we are paying for welfare, public school, and all special programs designed for those "unfortunates"
don't know if you ever saw a food line. they set up outside a church or abandoned building and give out cheese, food, food stamps, etc. i have seen these lines all too often. most everyone there is young and look like there's nothing wrong with them. why aren't they out working? i have also seen Caddies and BMWs sitting at the curb. how can they afford that but be in line for assistance.? i also saw people who just got food stamps then go around the corner and sell them at a fraction of the cost to another guy who will sell them for profit.
i used to own a " section 8" home in a very poor area. the value of the home dropped 54% in the first six months. section 8 was designed to help poor people find a decent home to live in. the state paid the rent. and they paid on time too. it was great until i realized what was going on. i found out that not only was the state responsible to pay the rent but the tenents only had to pay 17% of all thier utility bills. i found this out when i went to the house to make repairs and the woman had the heat on 88 degrees and it was mid June. all the while the window A.C. unit in the upstairs bedroom was running full tilt. shortly after i had my partner buy me out. i wanted no part in enabling these people to take advantage of the system.
i moved out of the city just to get away from all the freeloaders. i had 2 children in Catholic school i was paying for and i had to pay a school tax for someone else's kid to go to public school. which noone with a job wanted to send thier kids to because it is too dangerous and no one learns anything there.
out where i am now i'm still paying a school tax but the schools are "blue Ribbon" and are considered the best around. i also pay about half for my insurance, my bills are way lower, my neighborhood is 100 times safer and my home is about 1/3 larger than my previous one. why is everything so much cheaper and safer out here? because everyone has a job and pays thier bills. there are very few people who need assistance and those that are using it most likely really need it.
sorry for the rant but i have watched the decline of this city and its all because of the government giving away the store.
my ancestors came here with nothing and worked for what they got or they would have starved. there were no freebies then and they never would have accepted something for free because they were too proud. its a shame what the world has become.