FormerTeller
Bronze Member
- Apr 24, 2011
- 1,879
- 1,355
You don't want those halves - they're clad...
Vacationing in Florida for a few days. Was incredibly cold and windy yesterday, so my dad and I decided to hit some banks. 18 of them. Didn't find a lot of halves, maybe $70 worth total, but did get a nice '63 Franklin. Also found '51 and '63 dimes out of maybe $150 searched. Other notable finds were a '43-S nickel out of $60 searched, and Swiss, Cuban, and Peruvian coins.
Today, same story; windy and cold to start out. We headed to a different part of town, again hitting 18 banks. One place had $210 in halves, but appear to be someone else's dumps. There weren't any coins more recent that 1992, but no silver either. Found a '68 half in a teller's tray, and ended the morning at a Well's Fargo on the way back. Went inside this place, asked for halves, and one of the tellers said "I've got a roll of halves, but you don't want it; they're all clad." This of course put a damper on my enthusiasm, but I walked over there anyway, asking how she knew they were clad. The said that a customer came in yesterday and deposited them. According to her, he said he collects silver, and had gone through them, and that he left only clad.
While she was relating this, I was studying her coin tray. I thought I saw something unusual there, so I told her I'd go ahead and take them anyway, as I collect error coins and rare dates (true). She was delighted to get rid of them, and pulled out the roll. I told her I'd take the halves in her tray too, and her face lit up. She started counting them out. One (clink), two (clink), three (ting!)... Sure enough, there was silver there, but she didn't realize it and I didn't let on. Of the $4.50 in her tray, 4 of halves were 40%. Of the roll, fully half were 40%'s!
The moral of the story is, never assume the teller knows what she's talking about, and always, always buy them all!
HH!
Vacationing in Florida for a few days. Was incredibly cold and windy yesterday, so my dad and I decided to hit some banks. 18 of them. Didn't find a lot of halves, maybe $70 worth total, but did get a nice '63 Franklin. Also found '51 and '63 dimes out of maybe $150 searched. Other notable finds were a '43-S nickel out of $60 searched, and Swiss, Cuban, and Peruvian coins.
Today, same story; windy and cold to start out. We headed to a different part of town, again hitting 18 banks. One place had $210 in halves, but appear to be someone else's dumps. There weren't any coins more recent that 1992, but no silver either. Found a '68 half in a teller's tray, and ended the morning at a Well's Fargo on the way back. Went inside this place, asked for halves, and one of the tellers said "I've got a roll of halves, but you don't want it; they're all clad." This of course put a damper on my enthusiasm, but I walked over there anyway, asking how she knew they were clad. The said that a customer came in yesterday and deposited them. According to her, he said he collects silver, and had gone through them, and that he left only clad.
While she was relating this, I was studying her coin tray. I thought I saw something unusual there, so I told her I'd go ahead and take them anyway, as I collect error coins and rare dates (true). She was delighted to get rid of them, and pulled out the roll. I told her I'd take the halves in her tray too, and her face lit up. She started counting them out. One (clink), two (clink), three (ting!)... Sure enough, there was silver there, but she didn't realize it and I didn't let on. Of the $4.50 in her tray, 4 of halves were 40%. Of the roll, fully half were 40%'s!
The moral of the story is, never assume the teller knows what she's talking about, and always, always buy them all!
HH!
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