Today, November 5, is being coined as bank transfer day. The day when millions of Americans withdrew their money from the larger banks and deposited it in local banks and credit unions across the country. It has been estimated about 4.5 billion dollars was withdrawn today. People are convinced that local banks and credit unions will help small businesses to create more jobs. Also they want more control over their money and want to make a statement in the wallstreet demonstrations. The larger banks have only been interested in the larger investors and depositers for years. Now the middle and lower classes are making changes. There is power in numbers, no matter how small an account is. Good Luck. rockhound