Do you ever dump at retail stores?

[clovis97]

I've been spending/dumping some of the halves that I've gotten at some retail stores. I've had positive comments at all the places when I spend halves.

Do you ever spend halves at stores?

What is the most you will spend at one store on one transaction?

.50?
1.00?
10.00?
More?

 

[clovis97]

Regular change? Sure. Halves? Definitely not. Most retail stores around here use the banks I pick up halves at. The last thing I want is to pick up my halves at the bank again.

That is an interesting point.

Many of the retail stores where I dump use armored car services like Brinks or Loomis.

I agree, eventually I could be getting my dumps back, but I highly suspect that most of the halves get bought out of the drawer before they ever see the deposit bag.

The only halves that I am certain that I got back was a single roll that the bank had. I'd been spending halves when I had lunch with my daughter at her school cafeteria, and those halves got deposited back to my dime supplying bank. Considering how many halves I spend, getting one single roll back is nothing, and the teller was excited to see them go. She is now saving halves for me.

Like I've mentioned before, spending halves is a bunch better than dumping them into a coin counter. Even if I spend just $20 out of a $500 box that I'm dumping, I won't be filling up yet another bag on the machine, which seems to irritate the bank employees the most.

 

[clovis97]

Last week, I dumped $304 worth of halves by spending them. That is $304 in halves that I'll never have to dump into a coin counter, angering tellers with bag changes.

Tomorrow, I'm paying a bill with a minimum of $100 worth of wrapped halves. If I have time, I'm going to roll another $30 or $40 to add to that bill...the rest of the bill will have to be paid with paper cash.

 

[AU24K]

Seems to me that in this economy, more people are rolling ALL of the spare change they may have been saving for awhile to pay bills, etc.

However, they are more likely to have other denomination rolls also, not just halves.

Best,
Scott

 

[clovis97]

We stopped at Chick-fil-A last night. Our bill came to $7, and, as usual, I paid with halves.

The teens working the register bought every single half dollar out of the register. There are 14 halves that will be out of circulation for a while!!!

And the best part is that I won't have to dump them!!!!

 

[CladMaster]

Like many of you, I spend my clad halves on smaller purchases (under $20). I've never had any problems other than this one young guy at a fast food joint. When I gave the money to him he looked at me and asked me what they were. He had to get his manager before he would take them. A clerk (older lady) at a convenience store told me she collects all she gets because "they all have silver in them".

 

[clovis97]

Just another little update:

I had to put gas in the car today. Total spent in gasoline was $40, all in halves.

We also spent some money for our business, and the bill came to $62. I paid this in halves too. I figured that we would get a scornful reaction, but in fact, all the employees, most of them in their early 30's, gathered around the cash register and oohed and awed about all "of those cool coins". It only took my wife and I about 2 minutes to count out the money.

We stopped for a cheap meal too, and the total came to a whopping $7.

In total, I spent $100+ in halves today, and everyone was happy to get them!

That was $100+ worth of coin that won't be angering a busy teller when the bag needs to be changed!

Keep spending those halves!!!!!!!

 

[hombre_de_plata_flaco]

I spend clad Ike's and JFK's all the time. Most people like to get them. They will also associate you with strange coins and you can make connections to buy out collections.

 

[Bentfork]

Last year when the family and I were on vacation I spent halves each time we needed gas in the motorhome. I had collected about $3K in halves prior to leaving and we spent them for gas, some meals, RV park fees. Only one time did I get dirty looks when I informed the clerk that I wanted $200 in fuel. The rest of the time the clerks and cashiers thought it was a hoot that I was paying that way. Some even had a gleam in their eyes thinking I could possibly be dumping silver.

HH

Bentfork

 

[clovis97]

Some even had a gleam in their eyes thinking I could possibly be dumping silver.

Bentfork

Now that is a pretty cool feeling isn't it?

 

[clovis97]

I've been spending halves at a local place, and the cashier asked me to start bringing in $20 worth of halves at a time, just so they can have them on hand for change.

The cashier said customers enjoy getting them, and are really surprised when they see the halves in change.

It isn't much, but the way I see it, if I can dump $20 a week though this cashier, 52 weeks X $20 = $1,040 a year that I won't have to dump. That is equal to 2 $500 bags that a teller won't have to change out for me, and that is a good thing.

 

[maipenrai]

Doesn't this have something to say, about the intelligence of the clerks at the register? Amazing that people don't even know what money is.

 

[etaucher86]

"Legal Tender" is Legal Tender.
The Government makes the money, so it's good, right? (?)
Don't make ME call the police!
You wanna play stupid? OK. You win. You're Stupid!
But I win your game of "legal" currency.

However....
I have retail stores lined up to take my "dumps." Whether it be quarters, pennies or ones....,I never push my goods on anyone, but.....

Did I miss anything?

Best,
Scott

Call the police and you may be the one that feels a bit stupid. Legal tender is indeed legal tender. However, individuals and businesses can decide on what types of that legal tender they want to accept and/or refuse. If a business wants to refuse your rolled coin, half dollars, or anything else, they have the legal right to do so. The Federal Reserve has to honor all legal tender as such, but individuals can choose to or not to at their own discretion.

http://www.snopes.com/business/money/pennies.asp

I went into one of my local Wal Mart to buy an AC, and I had $200 worth of dimes, and when I went to pay my $150 some bill with the dimes, the cashier said she didn't have a problem with it but she had to check with the manager. The manager comes up and says they do not take in rolled coins, I told her I would take them out and sit there and count everyone out, and she still told me no, they would not let me pay for my item with dimes. I asked her why not, since its legal tender, she said its Wal Marts rule to not take in rolled coins.

Maybe the manger was just being lazy and didn't want to count them out, or watch me do it. Iv went to other Wal Marts and bought stuff with rolled coins with no problems. Now I might, understand if I was paying in half dollars, but dimes? I understand some times halfs are hard to get ride of and sometimes there not. But it was dimes, it wouldn't take long to go thru them. Anyways srry for my rant, and thanks for reading.

 

[clovis97]

I've spent lots of rolled coin at Walmart without any problems. Generally, I now remove the halves from the rolls and lay them out so the cashier can easily count them. I also try to put the empty wrapper in my pocket...that will help put the halves into circulation better, IMO.

Then again, I've never tried to spend more than $30 or $40 in coin at a Walmart.

 

[maipenrai]

Put the shoe on the other foot. If you had a little store, would you want someone to come in and pay their bill with $150 worth of dimes? How about pennies? Would you want to stand in line and wait for someone to count out the coins, or the customer count them out, and of course the cashier has to count them out anyway, that's her job. If the store isn't busy, and they would like small change, then they might like someone bringing in coins, but I doubt Wallmart is set up to be someones dump. Take small amounts of coins, but don't be an jack a.. about it. I wouldn't take rolled coins either, who knows what is in the roll.

 

[CPL]

I take two rolls of clad halves, and a roll of clad dimes everytime I stopto get gas.

 

[etaucher86]

Put the shoe on the other foot. If you had a little store, would you want someone to come in and pay their bill with $150 worth of dimes? How about pennies? Would you want to stand in line and wait for someone to count out the coins, or the customer count them out, and of course the cashier has to count them out anyway, that's her job. If the store isn't busy, and they would like small change, then they might like someone bringing in coins, but I doubt Wallmart is set up to be someones dump. Take small amounts of coins, but don't be an jack a.. about it. I wouldn't take rolled coins either, who knows what is in the roll.

I see your point, but it was maybe 2:00-2:30 in the morning and there wasn't many ppl in the store, what else did they have to do, besides stand around?

 

[werleibr]

So besides the retail store, how about government places. Went into the local municipal court. They have a sign up saying that they only accept $5 worth of change to pay for ticketed offences.

 

[alaskanfever]

So besides the retail store, how about government places. Went into the local municipal court. They have a sign up saying that they only accept $5 worth of change to pay for ticketed offences.

I do not believe that they can enforce that rule because it is not law. Coinage is still currency and it does not matter how you pay your bill with the government.

 

[clovis97]

So besides the retail store, how about government places. Went into the local municipal court. They have a sign up saying that they only accept $5 worth of change to pay for ticketed offences.

It has been forever and a day since I've been to the local court, but I do recall seeing a sign that says they do not accept large amounts of coins as payment.

 

[DarkRider23]

So besides the retail store, how about government places. Went into the local municipal court. They have a sign up saying that they only accept $5 worth of change to pay for ticketed offences.

It has been forever and a day since I've been to the local court, but I do recall seeing a sign that says they do not accept large amounts of coins as payment.

At that point, what you do is you get it in writing that they are refusing to accept your money for a debt you have with them. Bring that to court and the debt will be forgiven.